Our continued expense management led to lower operating expenses for a third consecutive quarter, excluding non-recurring charges. Expense management remains a top priority, and we feel we can continue to grow our loan book and improve our operating expense ratios.

Nov 2, 2023 / CEO / receipt, needs a key / Doug Clark, CEO | earnings call 2023-11-02 | transcript 1f27bbe8-0bd9-4528-bb74-fec182e03cc9 | chars 3829-4094 | segment 3