Number one, organic, low-risk loan growth and positive loan mix shift. Number two, growing deposit franchise with a significant and growing proportion of transaction-related DDAs. The third, net interest income growth from the core bank with margin expansion opportunities. Number four, strong liquidity and capital position. And five, tangible book value accretion, all combined with effective and disciplined expense management.

Oct 27, 2022 / CFO / receipt, needs a key / Carla Leibold, CFO | earnings call 2022-10-27 | transcript 2b60ccf9-6ecf-4fb0-b520-d17842a10424 | chars 17846-18276 | segment 18