Successful execution will allow us to deepen our existing relationships, acquire new relationships, and continue to improve the customer experience, all while being mindful of spread and expense management.

Jul 19, 2023 / receipt, needs a key / Rick Sims, President | earnings call 2023-07-19 | transcript 9e820319-2228-4a14-8dc0-5a41aff5eb7c | chars 10713-10919 | segment 11

Expense management remains a high priority. We always look for ways to utilize technology to drive positive operating leverage. For example, this year we will start to roll out interactive teller machines, or IPMs, to select markets. This achieves several objectives. It will permit us to increase hours where necessary to better serve our customers. We can also leverage staffing in our centralized customer care team to assist our customers throughout the ITM footprint. This will reduce our need to augment our branches with additional teller staff, a group of employees that has experienced a lot of disruption and workload over the last 18 months.

Jan 27, 2022 / receipt, needs a key / Brad Elliott, CEO | earnings call 2022-01-27 | transcript 53a20297-a992-4e69-a88b-90d7730fc84f | chars 11290-11942 | segment 11

Expense management remains a high priority. We always look for ways to utilize technology to drive positive operating leverage. For example, this year we will start to roll out interactive teller machines, or ITMs, to select markets. This achieves several objectives. It will permit us to increase hours where necessary to better serve our customers. We can also leverage staffing in our centralized customer care team to assist our customers throughout the ITM footprint. This will reduce our need to augment our branches with additional teller staff, a group of employees that has experienced a lot of disruption and workload over the last 18 months.

Jan 27, 2022 / receipt, needs a key / Brad Elliott, CEO | earnings call 2022-01-27 | transcript 53a20297-a992-4e69-a88b-90d7730fc84f | chars 36497-37149 | segment 37

Expense management continued to be a focus as well with salaries and benefits nearly unchanged linked quarter and year over year.

Jul 20, 2021 / receipt, needs a key / Eric Newell, CFO | earnings call 2021-07-20 | transcript 163e9025-495d-4315-84e4-d5cfc2ae0a74 | chars 2992-3121 | segment 3

Our borrower remains current on its loans at this time, and this significant return to air travel is beneficial to this borrower.

Jul 20, 2021 / receipt, needs a key / Brad, CEO | earnings call 2021-07-20 | transcript 163e9025-495d-4315-84e4-d5cfc2ae0a74 | chars 14865-14994 | segment 15

Expense management continued to be a focus as well, with expenses down in the linked quarter and year over year.

Apr 21, 2021 / receipt, needs a key / Eric Newell, CFO | earnings call 2021-04-21 | transcript cc4d2180-e168-4447-8056-27b6e0d6bbfb | chars 6367-6479 | segment 6

Aircraft N525WS, registered to TEXTRON AVIATION INC, landed at SN13 (Albers Airport) on 2026-09-17. SN13 is 23.5 miles from the headquarters of Equity Bancshares Inc. in Wichita, KS.

company_statement / Sep 17, 2026 / receipt

Aircraft N733CJ, registered to TEXTRON AVIATION INC, landed at KICT (Wichita Dwight D. Eisenhower National Airport) on 2026-09-15. KICT is 5.3 miles from the headquarters of Equity Bancshares Inc. in Wichita, KS.

company_statement / Sep 15, 2026 / receipt

Establishes a meaningful presence in Des Moines and Waterloo-Cedar Falls, two of the largest MSAs in Iowa

ir_statement / Sep 15, 2026 / receipt

Meaningful EPS accretion of 5.1% and 7.5% on 2027E and 2028E, respectively, assuming conservative cost savings of ~30% with 50% realized in 2027 and 75% in 2028

ir_statement / Sep 15, 2026 / receipt

Estimated cost savings of approximately 30% of Lincoln's consolidated non-interest expense

ir_statement / Sep 15, 2026 / receipt

Successfully expands EQBK’s franchise into attractive Iowa markets

ir_statement / Sep 15, 2026 / receipt

Serves as a platform for continued consolidation with >200 Iowa banks under $2 billion in assets (including 86 banks between $300 million and $2 billion in assets)

ir_statement / Sep 15, 2026 / receipt

Targeted Expansion Into Iowa Markets

ir_statement / Sep 15, 2026 / receipt

Excluding those items, expenses were down $1.5 million, reflecting our continued emphasis on operational efficiency and the impact of the core conversion completed in the first quarter.

ir_statement / Sep 15, 2026 / receipt

Total non-interest expense, excluding merger costs, was $46.8 million for the quarter - down $2.5 million linked quarter.

ir_statement / Sep 15, 2026 / receipt

Aircraft N71CH, registered to C H ROBINSON WORLDWIDE INC, landed at KICT (Wichita Dwight D. Eisenhower National Airport) on 2026-09-14. KICT is 5.3 miles from the headquarters of Equity Bancshares Inc. in Wichita, KS.

company_statement / Sep 14, 2026 / receipt

Aircraft N356CE, registered to TEXTRON AVIATION INC, landed at KICT (Wichita Dwight D. Eisenhower National Airport) 2 times between 2026-08-25 and 2026-09-11. KICT is 5.3 miles from the headquarters of Equity Bancshares Inc. in Wichita, KS.

company_statement / Sep 11, 2026 / receipt