So if there's an event where the companies kind of differ in terms of capitalization, leverage, expense management, and there's a credit event, you know, that probably could trigger consolidation more so than the environment we're in today where, you know, credit's relatively benign and all of the companies are doing, I think, very well.

Feb 11, 2022 / CEO / receipt, needs a key / Mark Casale, CEO | earnings call 2022-02-11 | transcript 4bcb6415-e9e9-4ea0-b6ed-49b5442d8948 | chars 14615-14954 | segment 14