Non-interest expense is expected to be between $128 and $130 million and reflect our continued focus on expense management.

Jul 25, 2025 / receipt, needs a key / Archie Brown, President and Chief Executive Officer | earnings call 2025-07-25 | transcript c2c9b522-204d-43c2-aaf8-26ee1af107f8 | chars 11624-11747 | segment 11

We were very pleased with our expense management during the quarter, as non-interest expenses declined by 3.3%, due to a decrease in incentive compensation and lower fraud losses. Our efficiency efforts are ongoing and excluding the acquisition of Agile in the first quarter of last year have resulted in a 7% reduction in FTE. We remain diligent in managing our expenses and expect additional benefits from our optimization efforts in coming periods.

Apr 25, 2025 / receipt, needs a key / Archie Brown, CEO | earnings call 2025-04-25 | transcript 4fcd9242-ac6d-4699-a026-56d82743d1f2 | chars 2600-3051 | segment 2

As of June 30, 2026, First Financial had $371.2 million of loans collateralized by non-owner occupied office space, which represents 2.7% of the total loan portfolio.

filing / Aug 6, 2026 / receipt

Given the potential for stress related to commercial office space, First Financial performed targeted reviews of its exposure to this sector.

filing / Aug 6, 2026 / receipt

As of March 31, 2026, First Financial had $389.8 million of loans collateralized by non-owner occupied office space, which represents 2.9% of the total loan portfolio.

filing / May 8, 2026 / receipt

Given the potential for stress related to commercial office space, First Financial performed targeted reviews of its exposure to this sector.

filing / May 8, 2026 / receipt

District Consumer Banker II (Crawfordsville) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Crawfordsville---Main-St/District-Consumer-Banker-II--Crawfordsville-_R9221", "remot

company_statement / Sep 15, 2026 / receipt

Financial Center Manager II (Speedway) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Indianapolis---N-High-School-Road/Financial-Center-Manager-II--Speedway-_R9309", "remote":

company_statement / Sep 15, 2026 / receipt

Consumer Banker II (Richmond) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Richmond---Main-St/Consumer-Banker-II--Richmond-_R9310", "remote": false, "category": "other", "fun

company_statement / Sep 15, 2026 / receipt

District Consumer Banker II (Versailles) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Versailles---Adams-St/District-Consumer-Banker-II--Versailles-_R9305", "remote": false,

company_statement / Sep 15, 2026 / receipt

Financial Center Manager II (Parsons) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/OH---Columbus---Parsons-Ave/Financial-Center-Manager-II--Parsons-_R9312-1", "remote": false, "ca

company_statement / Sep 15, 2026 / receipt

Consumer Banker II (Downtown Columbus) | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Columbus---3rd-St/Consumer-Banker-II--Downtown-Columbus-_R9306", "remote": false, "categor

company_statement / Sep 11, 2026 / receipt

Loan Collateral & Config Specialist II | {"ats": "workday", "city": null, "state": null, "job_id": "/job/IN---Greensburg---State-Road-3-Bypass/Loan-Collateral---Config-Specialist-II_R9304", "remote":

company_statement / Sep 11, 2026 / receipt

Director, Corporate Communications | {"ats": "workday", "city": null, "state": null, "job_id": "/job/OH---Cincinnati---5th-St/Director--Corporate-Communications_R9280", "remote": false, "category": "o

company_statement / Sep 11, 2026 / receipt