The company is growing, but our expenses are not. Along with the declining loss ratios, expense management is driving significant improvement in the combined ratio, which was 85% for the full year.

Aug 8, 2024 / receipt, needs a key / Mark Harmsworth, Chief Financial Officer | earnings call 2024-08-08 | transcript 0fdee4f5-a06b-467e-85d9-4fc21b9f2f09 | chars 7226-7423 | segment 7