Our first quarter was strong and in line with our expectations. We earned $36.5 million, or $1.19 per share. making this the most profitable first quarter that the company has delivered since becoming public in 2014. We also reported the lowest first quarter net loss ratio since 2015. These results reflect steady underwriting execution, the full impact of our prior rate action, and disciplined expense management.

May 8, 2026 / CEO / receipt, needs a key / Ernie Garite, CEO | earnings call 2026-05-08 | transcript 52599c4c-461a-45e6-a168-d72e676860b1 | chars 2580-2996 | segment 2