We expect non-interest expenses excluding notable items to increase in the low double-digit percentage range year over year. This reflects the addition of operating expenses from territorial and disciplined expense management while continuing to invest in talent and technology to support franchise growth.

Jan 27, 2025 / CFO / receipt, needs a key / Juliana Beliska, CFO | earnings call 2025-01-27 | transcript 2e7eb7d3-e5bd-4bfd-8fb4-8479b8cb0744 | chars 11734-12040 | segment 11