Over the medium term, we are also targeting an efficiency ratio of approximately 50 percent, which will be the outcome of the revenue growth and continued disciplined expense management.

Jan 27, 2025 / CEO / receipt, needs a key / Kevin Kim, CEO | earnings call 2025-01-27 | transcript 2e7eb7d3-e5bd-4bfd-8fb4-8479b8cb0744 | chars 12905-13091 | segment 13