I'm going to read the green bars kind of right to left and start with cost benefits. So that's naturally variable expenses that are proven to be tailwinds in the COVID environment, things like T&E, medical, and supplies.

Oct 27, 2020 / CFO / receipt, needs a key / Bill (CFO), CFO | earnings call 2020-10-27 | transcript 426d0230-a90c-45e2-aa22-ee65647b2b6f | chars 15324-15544 | segment 15