International Bancshares Corp.
- IBOC · TXSE
- State Commercial Banks
- Laredo, TX
- 2,319 employees
- CIK 0000315709
Updated from SEC filings through
Top things to know
Executives
- Dennis E. Nixon President 10-K, 2026-02-26
- Judith I. Wawroski TREASURER/PAO 4, 2026-02-10
International Bancshares Corp is a U.S. public company in state commercial banks (SIC 6022), headquartered in Laredo, TX. It trades as IBOC on TXSE. Revenue was $886M in the fiscal year ending December 31, 2025, +2.3% from the year before. It reported about 2,319 employees.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $886M 10-K, 2026-02-26 | $866M 10-K, 2026-02-26 | $800M 10-K, 2026-02-26 | $526M 10-K, 2025-02-27 | $398M 10-K, 2024-02-26 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $412M 10-K, 2026-02-26 | $409M 10-K, 2026-02-26 | $412M 10-K, 2026-02-26 | $300M 10-K, 2025-02-27 | $254M 10-K, 2024-02-26 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Dalia F. Martinez EVP-Operations at IBC Bank | Board member (per proxy) bio: Vice President of the Company; and Executive Vice President of IBC | DEF 14A, 2026-04-20 |
| Dennis E. Nixon | President | 10-K, 2026-02-26 |
| Judith I. Wawroski | TREASURER/PAO | 4, 2026-02-10 |
| Antonio R. Sanchez, Jr. | Board member (per proxy) bio: Director | DEF 14A, 2026-04-20 |
| Diana G. Zuniga | Board member (per proxy) bio: Director (2)(3) | DEF 14A, 2026-04-20 |
| Douglas B. Howland | Board member (per proxy) bio: Director (1)(2)(3) | DEF 14A, 2026-04-20 |
| Javier de Anda | Board member (per proxy) bio: Director (1)(3) | DEF 14A, 2026-04-20 |
| Larry A. Norton | Board member (per proxy) bio: Director (1)(2)(3) | DEF 14A, 2026-04-20 |
| Roberto R. Reséndez | Board member (per proxy) bio: Director (1)(2) | DEF 14A, 2026-04-20 |
| Rudolph M. Miles | Board member (per proxy) bio: Director | DEF 14A, 2026-04-20 |
What International Bancshares Corp does
We are a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. We were organized and we operate as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, we may own one or more banks and may engage in activities closely related to banking.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 62.1 million (as of November 2, 2026) | 10-Q, November 5, 2026 |
|---|---|---|
| Public float | $4.1B (as of June 30, 2025) | 10-K, February 26, 2026 |
| Latest proxy statement | Meeting May 18, 2026 (filed April 20, 2026) | DEF 14A, April 20, 2026 |
| Auditor | Rsm Us LLP (Austin, Texas) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| May 21, 2026 | Larry A. Norton Director | Sale | 10,000 | $720K | Form 4, May 22, 2026 |
| August 15, 2025 | Antonio R. Sanchez Jr Director | Sale | 120,000 | $8.3M | Form 4, August 15, 2025 |
Recent 8-K events
- 8-K filed 2026-11-05
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-10-06
- Item 3.01 Notice of delisting or failure to meet listing standards
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-06
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-08-03
- Item 8.01 Other events
- 8-K filed 2026-05-20
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-12
- Item 5.03 Amendments to articles or bylaws; change in fiscal year
- 8-K filed 2026-05-07
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-02-26
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-02-02
- Item 8.01 Other events
- 8-K filed 2025-11-06
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about International Bancshares Corp
- What does International Bancshares Corp do?
- In its own words, from Item 1 of its 10-K: "We are a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. We were organized and we operate as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, we may own one or more banks and may engage in activities closely related to banking."
- What is International Bancshares Corp's revenue?
- $886M for the fiscal year ending December 31, 2025, from its 10-K filed February 26, 2026.
- Is International Bancshares Corp profitable?
- International Bancshares Corp reported net income of $412M for the fiscal year ending December 31, 2025.
- How many employees does International Bancshares Corp have?
- About 2,319, as stated in its annual report.
- Where is International Bancshares Corp headquartered?
- Laredo, TX.
- What is International Bancshares Corp's stock ticker?
- IBOC on TXSE.
- What industry is International Bancshares Corp in?
- State Commercial Banks, SIC code 6022.
- What is International Bancshares Corp's website?
- ibc.com.
- When does International Bancshares Corp report earnings next?
- February 4, 2027. Source: estimate_8k_pattern.
- Is International Bancshares Corp a public company?
- Yes. International Bancshares Corp files with the SEC under CIK 0000315709 and trades as IBOC.
- Who audits International Bancshares Corp?
- Rsm Us LLP, Austin, Texas, as named in its latest annual report (10-K).
- How many shares of International Bancshares Corp are outstanding?
- 62.1 million shares as of November 2, 2026, from its 10-Q filed November 5, 2026.
- What is International Bancshares Corp's public float?
- $4.1B as of June 30, 2025, as reported on the cover of its 10-K filed February 26, 2026.
- When is International Bancshares Corp's annual shareholder meeting?
- May 18, 2026, per its proxy statement (DEF 14A) filed April 20, 2026.
- Have International Bancshares Corp insiders traded stock recently?
- Since August 15, 2025, officers and directors reported 2 open-market sales worth about $9.0M and 0 purchases on Forms 4 and 5. The most recent: Larry A. Norton (Director) sold 10,000 shares on May 21, 2026.