Starting with card sales volume on the top left, in March we saw a rapid decline in spend, initially in travel and entertainment, which then spread to restaurants and retail as social distancing protocols were implemented more broadly.

Jun 24, 2020 / CFO / receipt, needs a key / Jennifer Piepczak, CFO | earnings call 2020-06-24 | transcript f3708b9d-be5e-413c-8aa6-4f72e8bb4493 | chars 5150-5385 | segment 5