In terms of 2025, to be honest, it's really a bit early for that. We're right in the middle of our planning and budgeting process for 2025. And what I can tell you, and you probably know this, having covered the space for a while is that over the last two years, you've really seen us deploy significant resources into investments, right? We've, you've seen all the development expo building out proprietary data sets to help our clients. You know, that's really been a big focus for the firm. But you've also seen us really instill a culture of expense discipline. And I was very pleased to see the positive operating leverage that you saw this quarter. And so we had on the slide in our presentation, I believe it was on slide six, Chris talked through a number of the very exciting initiatives that we have planned for next year. And so obviously, there will be additional technology know investments in the pipeline different things that are expected so if i was to wrap all this up i would say we're super focused on ensuring the right balance between investing for growth as well as keeping us very laser focused on discipline expense management

Nov 6, 2024 / CFO / receipt, needs a key / Dan Bannon, CFO | earnings call 2024-11-06 | transcript 247813ec-cb29-46c5-a0e6-5f6f85ba2c6f | chars 42511-43662 | segment 43

And how we categorized those fixed costs at the time were things like tech investments, marketing, T&E, and new hires.

Nov 6, 2024 / receipt, needs a key / Dan Bannon, other | earnings call 2024-11-06 | transcript 247813ec-cb29-46c5-a0e6-5f6f85ba2c6f | chars 41369-41487 | segment 42