Mercury General Corp.
- MCY ยท NYSE
- Fire, Marine & Casualty Insurance
- Los Angeles, CA
- 4,300 employees
- CIK 0000064996
Updated from SEC filings through
Top things to know
Executives
- Gabriel Tirador President & CEO 4, 2026-04-06
- Theodore R. Stalick SVP & CFO 4, 2026-04-06
- Barnaby Joel Nardella Chief Claims Officer 4, 2026-04-22
- Victor George Joseph President & COO 4, 2026-04-06
- Erik Dahl Thompson VP/Chief Marketing Officer 4, 2026-04-06
- Jeffrey Michael Schroeder VP/Chief Product Officer 4, 2026-04-06
Mercury General Corp is a U.S. public company in fire, marine & casualty insurance (SIC 6331), headquartered in Los Angeles, CA. It trades as MCY on NYSE. Revenue was $6.0B in the fiscal year ending December 31, 2025, +9.4% from the year before. It reported about 4,300 employees. Gabriel Tirador is President & CEO.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $6.0B 10-K, 2026-02-17 | $5.5B 10-K, 2026-02-17 | $4.6B 10-K, 2026-02-17 | $3.6B 10-K, 2025-02-11 | $4.0B 10-K, 2024-02-13 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $541M 10-K, 2026-02-17 | $468M 10-K, 2026-02-17 | $96.3M 10-K, 2026-02-17 | -$513M 10-K, 2025-02-11 | $248M 10-K, 2024-02-13 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Gabriel Tirador | President & CEO | 4, 2026-04-06 |
| Theodore R. Stalick | SVP & CFO | 4, 2026-04-06 |
| Barnaby Joel Nardella | Chief Claims Officer | 4, 2026-04-22 |
| Victor George Joseph | President & COO | 4, 2026-04-06 |
| Erik Dahl Thompson | VP/Chief Marketing Officer | 4, 2026-04-06 |
| Jeffrey Michael Schroeder | VP/Chief Product Officer | 4, 2026-04-06 |
| Jenny Dickinson Chan | VP/Chief HR Officer | 4, 2026-04-06 |
| Katelyn Marie Gibbs | VP/Chief Experience Officer | 4, 2026-04-06 |
| Nicholas Vincent Colby | VP/Chief Sales Officer | 4, 2026-04-06 |
| Wei Pang | VP/Chief Technology Officer | 4, 2026-04-06 |
| Victor Joseph President and Chief Operating Officer at Mercury Insurance | Named in proxy bio: President and Chief Operating Officer | DEF 14A, 2026-03-31 |
| Randall R. Petro | VP/Chief Claims Officer | 4, 2026-02-24 |
| Victor G. Joseph President and Chief Operating Officer at Mercury Insurance | President and Chief Operating Officer | 10-K, 2026-02-17 |
| Christopher Graves Vice-President/Chief Investment Officer at Mercury General Corporation | Vice President and Chief Investment Officer | 10-K, 2026-02-17 |
| Erik Thompson Chief Marketing Officer | Vice President and Chief Marketing Officer | 10-K, 2026-02-17 |
| Jenny D. Chan Chief People Officer | Strategic HR Advisor | Driving Global Change & Transformation | Vice President and Chief Human Resources Officer | 10-K, 2026-02-17 |
What Mercury General Corp does
Mercury General Corporation ("Mercury General") and its subsidiaries (referred to herein collectively as the "Company") are primarily engaged in writing personal automobile insurance through 12 insurance subsidiaries (referred to herein collectively as the "Insurance Companies") in 11 states, principally California. The Company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The Company's insurance policies are mostly sold through independent agents who receive a commission for selling policies.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 55.4 million (as of October 29, 2026) | 10-Q, November 3, 2026 |
|---|---|---|
| Public float | $1.8B (as of June 30, 2025) | 10-K, February 17, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 3, 2026 |
| Latest proxy statement | Meeting May 13, 2026 (filed March 31, 2026) | DEF 14A, March 31, 2026 |
| Auditor | Kpmg LLP (Los Angeles, California) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 6, 2026 | Joshua Eric Little Director | Buy | 750 | $62K | Form 4, November 9, 2026 |
| December 10, 2025 | George Gwyer Braunegg Director | Buy | 552 | $50K | Form 4, December 11, 2025 |
Recent 8-K events
- 8-K filed 2026-11-03
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-08-26
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-04
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-06-24
- Item 1.01 Entry into a material definitive agreement
- Item 1.02 Termination of a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- 8-K filed 2026-06-12
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- Item 8.01 Other events
- 8-K filed 2026-06-09
- Item 8.01 Other events
- 8-K filed 2026-05-14
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-05
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-02-17
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-11-04
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Mercury General Corp
- What does Mercury General Corp do?
- In its own words, from Item 1 of its 10-K: "Mercury General Corporation ("Mercury General") and its subsidiaries (referred to herein collectively as the "Company") are primarily engaged in writing personal automobile insurance through 12 insurance subsidiaries (referred to herein collectively as the "Insurance Companies") in 11 states, principally California. The Company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The Company's insurance policies are mostly sold through independent agents who receive a commission for selling policies."
- What is Mercury General Corp's revenue?
- $6.0B for the fiscal year ending December 31, 2025, from its 10-K filed February 17, 2026.
- Is Mercury General Corp profitable?
- Mercury General Corp reported net income of $541M for the fiscal year ending December 31, 2025.
- How many employees does Mercury General Corp have?
- About 4,300 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Mercury General Corp?
- Gabriel Tirador, President & CEO, as named in a 4 filed April 6, 2026.
- Who is the CFO of Mercury General Corp?
- Theodore R. Stalick, SVP & CFO, as named in a 4 filed April 6, 2026.
- Where is Mercury General Corp headquartered?
- Los Angeles, CA.
- What is Mercury General Corp's stock ticker?
- MCY on NYSE.
- What industry is Mercury General Corp in?
- Fire, Marine & Casualty Insurance, SIC code 6331.
- What is Mercury General Corp's website?
- mercuryinsurance.com.
- When does Mercury General Corp report earnings next?
- February 2, 2027. Source: estimate_8k_pattern.
- Is Mercury General Corp a public company?
- Yes. Mercury General Corp files with the SEC under CIK 0000064996 and trades as MCY.
- Who audits Mercury General Corp?
- Kpmg LLP, Los Angeles, California, as named in its latest annual report (10-K).
- How many shares of Mercury General Corp are outstanding?
- 55.4 million shares as of October 29, 2026, from its 10-Q filed November 3, 2026.
- What is Mercury General Corp's public float?
- $1.8B as of June 30, 2025, as reported on the cover of its 10-K filed February 17, 2026.
- How many business segments does Mercury General Corp report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 3, 2026.
- When is Mercury General Corp's annual shareholder meeting?
- May 13, 2026, per its proxy statement (DEF 14A) filed March 31, 2026.
- Have Mercury General Corp insiders traded stock recently?
- Since December 10, 2025, officers and directors reported 0 open-market sales and 2 purchases worth about $112K on Forms 4 and 5. The most recent: Joshua Eric Little (Director) bought 750 shares on November 6, 2026.