The Act does not require any provider of financial services intermediary business to belong to a specific financial institution, but imposes certain regulations on such provider to protect customers, including limitations on the type of services that they may provide, prohibitions on the acceptance of assets of customers and the lodging of a security deposit.

filing / Jul 6, 2026 / receipt

This creates a permanent difference between our taxable income for Japanese tax purposes and our income before income tax expense reported under U.S.

filing / Jul 6, 2026 / receipt

Based on that evaluation, our CEO and CFO concluded that our disclosure controls and procedures were effective as of March 31, 2026.

filing / Jul 6, 2026 / receipt

Right-of-use assets of operating leases, which are principally related to office space and equipment are included in Other assets in the accompanying consolidated balance sheets, amounted to ¥ 247,221 million and ¥ 282,736 million at March 31, 2025 and 2026, respectively.

filing / Jul 6, 2026 / receipt

Bankrupt or Legally/Virtually Bankrupt represent those that have a higher probability of default than those categorized as Close Watch due to serious debt repayment problems with poor progress in achieving restructuring plans, the borrower being considered virtually bankrupt with no prospects for an improvement in business operations, or the borrower being legally bankrupt with no prospects for continued business ope

filing / Jul 6, 2026 / receipt

While still not bankrupt, these borrowers are in financial difficulty, with poor progress in achieving restructuring plans, and are likely to become bankrupt in the future.

filing / Jul 6, 2026 / receipt