As we look into the next quarter, and we think about salaries and benefit costs, we'll probably see some increased costs related to our merit increases as well as an additional payroll day, as well as our occupancy expense seasonal increase will probably be offset in the second quarter by just increase in productivity across our markets, like higher travel training as well as technology initiatives.

Apr 24, 2026 / receipt, needs a key / Mark Shetley, other | earnings call 2026-04-24 | transcript 3a69a24b-78a4-4389-bbe3-9b2cf3555b65 | chars 10767-11169 | segment 10

Then I would just say from a expense management, you know, I think we look at branch optimization to kind of offset some of the growth initiatives and then as well as technology investments to help improve efficiencies.

Oct 28, 2025 / receipt, needs a key / Scott Kingsley, CEO | earnings call 2025-10-28 | transcript 893ee44f-95df-45eb-836f-8c933f40aa2c | chars 15895-16114 | segment 16

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company_statement / Sep 16, 2026 / receipt

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company_statement / Sep 16, 2026 / receipt

Branch Manager III | {"ats": "workday", "city": "Gloversville", "state": "NY", "job_id": "/job/Gloversville-New-York/Branch-Manager-III_JR5004", "remote": false, "category": "other", "function": "othe

company_statement / Sep 16, 2026 / receipt

Relationship Banker | {"ats": "workday", "city": "Gloversville", "state": "NY", "job_id": "/job/Gloversville-New-York/Relationship-Banker_JR5016", "remote": false, "category": "other", "function": "ot

company_statement / Sep 16, 2026 / receipt

Relationship Banking Associate | {"ats": "workday", "city": "Johnstown", "state": "NY", "job_id": "/job/Johnstown-New-York/Relationship-Banking-Associate_JR5024", "remote": false, "category": "other",

company_statement / Sep 16, 2026 / receipt

Relationship Banking Associate | {"ats": "workday", "city": "Oneonta", "state": "NY", "job_id": "/job/Oneonta-New-York/Relationship-Banking-Associate_JR5029", "remote": false, "category": "other", "fu

company_statement / Sep 16, 2026 / receipt

Contact Center Agent I | {"ats": "workday", "city": "Williamsville", "state": "NY", "job_id": "/job/Williamsville-NY/Contact-Center-Agent-I_JR5017", "remote": false, "category": "other", "function": "

company_statement / Sep 16, 2026 / receipt

Credit Analyst II | {"ats": "workday", "city": null, "state": null, "job_id": "/job/Albany-New-York/Credit-Analyst-II_JR5028", "remote": false, "category": "other", "function": "other", "location": "9

company_statement / Sep 14, 2026 / receipt

Relationship Banker | {"ats": "workday", "city": "Albany", "state": "NY", "job_id": "/job/Albany-New-York/Relationship-Banker_JR5020", "remote": false, "category": "other", "function": "other", "locat

company_statement / Sep 14, 2026 / receipt

Relationship Banker | {"ats": "workday", "city": "Hobart", "state": "NY", "job_id": "/job/Hobart-New-York/Relationship-Banker_JR5014", "remote": false, "category": "other", "function": "other", "locat

company_statement / Sep 14, 2026 / receipt

Operations Associate | {"ats": "workday", "city": "Norwich", "state": "NY", "job_id": "/job/Norwich-New-York/Operations-Associate_JR5023", "remote": false, "category": "other", "function": "operations

company_statement / Sep 14, 2026 / receipt

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company_statement / Sep 14, 2026 / receipt