I spent quite a bit of time on the road meeting with customers this past quarter and heard time after time that financial institutions don't just need AI tools. They need an AI partner, a partner they trust, who deeply understands banking, has a proven ability to drive industry-wide change, possesses the data foundation necessary to build truly differentiated banking-specific AI capabilities, and can guide and support them on their AI journey at whatever pace they are comfortable with, while taking their credit policy and risk tolerance level at the highly regulated environment they operate in into account.

Dec 3, 2025 / CEO / receipt, needs a key / Sean Desmond, CEO | earnings call 2025-12-03 | transcript ae24e098-2e25-4390-addd-3024c946b247 | chars 5533-6147 | segment 5