Neptune Insurance Holdings Inc.
- NP ยท NYSE
- Insurance Agents, Brokers & Service
- St. Petersburg, FL
- 62 employees
- CIK 0002067129
Updated from SEC filings through
Top things to know
Executives
-
Trevor R. Burgess Chief Executive Officer 4, 2026-03-13 -
James Steiner Chief Financial Officer 4, 2026-09-16 - Jim Steiner Chief Financial Officer and Director 10-K, 2026-02-26
- Matthew Paul Duffy President & Chief Risk Officer 4, 2026-10-09
Neptune Insurance Holdings Inc. is a U.S. public company in insurance agents, brokers & service (SIC 6411), headquartered in St. Petersburg, FL. It trades as NP on NYSE. Revenue was $160M in the fiscal year ending December 31, 2025, +33.7% from the year before. It reported about 62 employees. Trevor R. Burgess is Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $160M 10-K, 2026-02-26 | $119M 10-K, 2026-02-26 | $84.9M 10-K, 2026-02-26 |
| Operating income | $71.0M 10-K, 2026-02-26 | $68.4M 10-K, 2026-02-26 | $45.4M 10-K, 2026-02-26 |
| SG&A | $10.0M 10-K, 2026-02-26 | $7.8M 10-K, 2026-02-26 | $6.9M 10-K, 2026-02-26 |
| Net income | $37.4M 10-K, 2026-02-26 | $34.6M 10-K, 2026-02-26 | $17.9M 10-K, 2026-02-26 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Trevor R. Burgess Chairman & CEO at Neptune Flood Insurance | Chief Executive Officer | 4, 2026-03-13 |
| James Steiner | Chief Financial Officer | 4, 2026-09-16 |
| Jim Steiner | Chief Financial Officer and Director | 10-K, 2026-02-26 |
| Matthew Paul Duffy | President & Chief Risk Officer | 4, 2026-10-09 |
| Blair J. Greenberg | Director | 10-K, 2026-02-26 |
| Cristian Melej | Director | 10-K, 2026-02-26 |
| Jonathan Carlon | Director | 10-K, 2026-02-26 |
| Mike Vostrizansky | Director | 10-K, 2026-02-26 |
What Neptune Insurance Holdings Inc. does
Neptune is a leading, high-growth, highly profitable, data-driven MGA that is revolutionizing the way homeowners and businesses protect against the growing risks of flooding. We offer a range of easy-to-purchase residential and commercial insurance products - including primary flood insurance, excess flood insurance, and parametric earthquake insurance - distributed through a nationwide network of agencies. Neptune does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies we sell.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Public float | $0 (as of June 30, 2025) | 10-K, February 26, 2026 |
|---|---|---|
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, October 22, 2026 |
| Latest proxy statement | Meeting May 28, 2026 (filed April 17, 2026) | DEF 14A, April 17, 2026 |
| Auditor | PricewaterhouseCoopers LLP (Philadelphia, Pennsylvania) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 6, 2026 | Trevor R. Burgess Chief Executive Officer | Sale | 171,285 | $4.7M | Form 4, November 9, 2026 |
| November 4, 2026 | Trevor R. Burgess Chief Executive Officer | Sale | 119,577 | $3.5M | Form 4, November 5, 2026 |
| November 2, 2026 | Trevor R. Burgess Chief Executive Officer | Sale | 110,859 | $3.2M | Form 4, November 3, 2026 |
| October 8, 2026 | Matthew Paul Duffy President & Chief Risk Officer | Sale | 84,441 | $2.4M | Form 4, October 9, 2026 |
| October 6, 2026 | Matthew Paul Duffy President & Chief Risk Officer | Sale | 41,392 | $1.1M | Form 4, October 7, 2026 |
| October 2, 2026 | Matthew Paul Duffy President & Chief Risk Officer | Sale | 39,737 | $1.1M | Form 4, October 5, 2026 |
| September 14, 2026 | Jonathan Winant Carlon Director | Sale | 50,000 | $1.6M | Form 4, September 15, 2026 |
| August 13, 2026 | James Steiner Chief Financial Officer | Sale | 100,000 | $3.1M | Form 4, August 14, 2026 |
Recent 8-K events
- 8-K filed 2026-10-20
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-10-01
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-21
- 8-K filed 2026-06-01
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-22
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2026-02-18
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-11-12
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-10-07
- Item 5.03 Amendments to articles or bylaws; change in fiscal year
Frequently asked questions about Neptune Insurance Holdings Inc.
- What does Neptune Insurance Holdings Inc. do?
- In its own words, from Item 1 of its 10-K: "Neptune is a leading, high-growth, highly profitable, data-driven MGA that is revolutionizing the way homeowners and businesses protect against the growing risks of flooding. We offer a range of easy-to-purchase residential and commercial insurance products - including primary flood insurance, excess flood insurance, and parametric earthquake insurance - distributed through a nationwide network of agencies. Neptune does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies we sell."
- What is Neptune Insurance Holdings Inc.'s revenue?
- $160M for the fiscal year ending December 31, 2025, from its 10-K filed February 26, 2026.
- Is Neptune Insurance Holdings Inc. profitable?
- Neptune Insurance Holdings Inc. reported net income of $37.4M for the fiscal year ending December 31, 2025.
- How many employees does Neptune Insurance Holdings Inc. have?
- About 62 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Neptune Insurance Holdings Inc.?
- Trevor R. Burgess, Chief Executive Officer, as named in a 4 filed March 13, 2026.
- Who is the CFO of Neptune Insurance Holdings Inc.?
- James Steiner, Chief Financial Officer, as named in a 4 filed September 16, 2026.
- Where is Neptune Insurance Holdings Inc. headquartered?
- St. Petersburg, FL.
- What is Neptune Insurance Holdings Inc.'s stock ticker?
- NP on NYSE.
- What industry is Neptune Insurance Holdings Inc. in?
- Insurance Agents, Brokers & Service, SIC code 6411.
- What is Neptune Insurance Holdings Inc.'s website?
- neptuneflood.com. Investor relations: https://investors.neptuneflood.com/overview/default.aspx.
- When does Neptune Insurance Holdings Inc. report earnings next?
- November 11, 2026. Source: pg_earnings_events.
- Is Neptune Insurance Holdings Inc. a public company?
- Yes. Neptune Insurance Holdings Inc. files with the SEC under CIK 0002067129 and trades as NP.
- Who audits Neptune Insurance Holdings Inc.?
- PricewaterhouseCoopers LLP, Philadelphia, Pennsylvania, as named in its latest annual report (10-K).
- What is Neptune Insurance Holdings Inc.'s public float?
- $0 as of June 30, 2025, as reported on the cover of its 10-K filed February 26, 2026.
- How many business segments does Neptune Insurance Holdings Inc. report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed October 22, 2026.
- When is Neptune Insurance Holdings Inc.'s annual shareholder meeting?
- May 28, 2026, per its proxy statement (DEF 14A) filed April 17, 2026.
- Have Neptune Insurance Holdings Inc. insiders traded stock recently?
- Since October 2, 2025, officers and directors reported 8 open-market sales worth about $20.8M and 5 purchases worth about $4.9M on Forms 4 and 5. The most recent: Trevor R. Burgess (Chief Executive Officer) sold 171,285 shares on November 6, 2026.