So for years and years, we've built up a CAT team, and it's now commensurate to the size that we are. So when a CAT happens, really the incremental LAE on that part is travel costs, hotel costs, et cetera.

Nov 2, 2022 / CEO / receipt, needs a key / Tricia Griffith, CEO | earnings call 2022-11-02 | transcript d662cc92-847a-4820-ae0f-cb827ec3d754 | chars 9398-9603 | segment 9