~$750M in pre-tax run-rate benefits by year-end 2028, with the full benefit reflected in 2029 operating results

ir_statement / Sep 16, 2026 / receipt

150 basis points improvement to adjusted operating expense ratio(1) over the next 3 years

ir_statement / Sep 16, 2026 / receipt

Achieve $750M in pre-tax run-rate benefits by year-end 2028 through enterprise redesign

ir_statement / Sep 16, 2026 / receipt

Exit emerging markets

ir_statement / Sep 16, 2026 / receipt

Further integrate our businesses to improve operating efficiency and speed of execution

ir_statement / Sep 16, 2026 / receipt

Reduce our retirement and insurance footprint of more than a dozen countries by roughly half

ir_statement / Sep 16, 2026 / receipt

Corporate & Other now expects full year 2026 loss of $1.55 billion

ir_statement / Sep 16, 2026 / receipt

Corporate & Other reflects lower than typical expenses, including a reduction in legal reserves, and other favorable items.

ir_statement / Sep 16, 2026 / receipt

Group Insurance reflects lower than typical expenses.

ir_statement / Sep 16, 2026 / receipt

International includes seasonally lower annual premiums, partially offset by higher earnings from joint venture investments and lower than typical expenses.

ir_statement / Sep 16, 2026 / receipt

PGIM includes $10 million of Other Related Revenues above a normalized level and seasonally lower compensation expenses as well as lower than typical expenses and other favorable items.

ir_statement / Sep 16, 2026 / receipt

Increased expenses to support business growth

ir_statement / Sep 16, 2026 / receipt