River Financial Corp.
- RVRF ยท OTC
- State Commercial Banks
- Prattville, AL
- 388 employees
- CIK 0001641601
Updated from SEC filings through
Top things to know
Executives
- James M. Stubbs Chief Executive Officer 10-K, 2026-03-10
- Jimmy Stubbs Chief Executive Officer 10-K, 2026-03-10
- Jason B. Davis Chief Financial Officer 10-K, 2026-03-10
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Gene C. Crane Executive Vice President 10-K, 2026-03-10
River Financial Corp is a U.S. public company in state commercial banks (SIC 6022), headquartered in Prattville, AL. It trades as RVRF on OTC. Revenue was $198M in the fiscal year ending December 31, 2025, +16.2% from the year before. It reported about 388 employees. James M. Stubbs is Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $198M 10-K, 2026-03-10 | $170M 10-K, 2026-03-10 | $132M 10-K, 2025-03-11 | $88.9M 10-K/A, 2024-03-13 | $71.8M 10-K, 2023-03-14 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $42.1M 10-K, 2026-03-10 | $31.3M 10-K, 2026-03-10 | $26.7M 10-K, 2025-03-11 | $27.9M 10-K/A, 2024-03-13 | $25.0M 10-K, 2023-03-14 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| James M. Stubbs | Chief Executive Officer | 10-K, 2026-03-10 |
| Jimmy Stubbs | Chief Executive Officer | 10-K, 2026-03-10 |
| Jason B. Davis Chief Financial Officer at River Bank & Trust | Chief Financial Officer | 10-K, 2026-03-10 |
| Gene C. Crane | Executive Vice President | 10-K, 2026-03-10 |
| Gerald R. Smith, Jr. | Director and President | 10-K, 2026-03-10 |
| Larry Puckett | Director and Chairman of the Board | 10-K, 2026-03-10 |
| W. Murray Neighbors | Director and Vice Chairman of the Board of Directors | 10-K, 2026-03-10 |
| Brian McLeod | Director | 10-K, 2026-03-10 |
| Charles Moore, III | Director | 10-K, 2026-03-10 |
| John A. Freeman | Director | 10-K, 2026-03-10 |
| Vernon B. Taylor | Director | 10-K, 2026-03-10 |
What River Financial Corp does
We are a bank holding company headquartered in Prattville, Alabama. River Bank & Trust was formed as an Alabama banking corporation in March 2006. In November 2012, River Financial Corporation was formed as an Alabama corporation and all the common shares of River Bank & Trust were exchanged for common shares of River Financial Corporation and River Bank & Trust became the wholly owned subsidiary of River Financial Corporation.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 7.8 million (as of August 3, 2026) | 10-Q, August 4, 2026 |
|---|---|---|
| Public float | $182M (as of June 30, 2025) | 10-K, March 10, 2026 |
| Reportable segments | 1 (period ending December 31, 2025) | 10-K, March 10, 2026 |
| Latest proxy statement | Meeting April 6, 2026 (filed April 6, 2026) | DEF 14A, April 6, 2026 |
| Auditor | Mauldin & Jenkins, LLC (Birmingham, Alabama, USA) | Latest 10-K |
Recent 8-K events
- 8-K filed 2026-10-15
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-07-16
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-06-25
- Item 1.05 Material cybersecurity incident
- 8-K filed 2026-05-21
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-14
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-01-26
- Item 8.01 Other events
- 8-K filed 2026-01-20
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-10-20
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2025-05-14
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2025-03-18
- Item 1.02 Termination of a material definitive agreement
Frequently asked questions about River Financial Corp
- What does River Financial Corp do?
- In its own words, from Item 1 of its 10-K: "We are a bank holding company headquartered in Prattville, Alabama. River Bank & Trust was formed as an Alabama banking corporation in March 2006. In November 2012, River Financial Corporation was formed as an Alabama corporation and all the common shares of River Bank & Trust were exchanged for common shares of River Financial Corporation and River Bank & Trust became the wholly owned subsidiary of River Financial Corporation."
- What is River Financial Corp's revenue?
- $198M for the fiscal year ending December 31, 2025, from its 10-K filed March 10, 2026.
- Is River Financial Corp profitable?
- River Financial Corp reported net income of $42.1M for the fiscal year ending December 31, 2025.
- How many employees does River Financial Corp have?
- About 388, as stated in its annual report.
- Who is the CEO of River Financial Corp?
- James M. Stubbs, Chief Executive Officer, as named in a 10-K filed March 10, 2026.
- Who is the CFO of River Financial Corp?
- Jason B. Davis, Chief Financial Officer, as named in a 10-K filed March 10, 2026.
- Where is River Financial Corp headquartered?
- Prattville, AL.
- What is River Financial Corp's stock ticker?
- RVRF on OTC.
- What industry is River Financial Corp in?
- State Commercial Banks, SIC code 6022.
- What is River Financial Corp's website?
- riverbankandtrust.com. Investor relations: https://riverbankandtrust.com/about-us/investor-relations/.
- When does River Financial Corp report earnings next?
- January 13, 2027. Source: estimate_8k_pattern.
- Is River Financial Corp a public company?
- Yes. River Financial Corp files with the SEC under CIK 0001641601 and trades as RVRF.
- Who audits River Financial Corp?
- Mauldin & Jenkins, LLC, Birmingham, Alabama, USA, as named in its latest annual report (10-K).
- How many shares of River Financial Corp are outstanding?
- 7.8 million shares as of August 3, 2026, from its 10-Q filed August 4, 2026.
- What is River Financial Corp's public float?
- $182M as of June 30, 2025, as reported on the cover of its 10-K filed March 10, 2026.
- How many business segments does River Financial Corp report?
- 1 reportable segment for the period ending December 31, 2025, from its 10-K filed March 10, 2026.
- When is River Financial Corp's annual shareholder meeting?
- April 6, 2026, per its proxy statement (DEF 14A) filed April 6, 2026.