Adjusted expenses declined 7%, excluding changes in foreign exchange rates, expenses declined 2%, primarily due to the insourcing of IT resources that we discussed last quarter and reduced T&E expenses from the travel freeze.

Apr 28, 2020 / CFO / receipt, needs a key / Evert Steenburgen, CFO | earnings call 2020-04-28 | transcript 5dc4145b-19d7-4650-a345-1e3773895fe6 | chars 22913-23138 | segment 23