we try to make our bankers more productive and successful and grow their loan and deposit portfolios

Jul 28, 2026 / receipt

Loan growth reached its fastest pace in several quarters, credit metrics improved meaningfully and capital continued to build.

Jul 28, 2026 / receipt

We are very proactive in expense management for the year as we go forward. That's certainly something we're going to work on. We always say we're a disciplined growth company that sets high standards for performance. And this is a great year for us to outperform the industry and show that we are what we say we are.

Jan 23, 2023 / receipt, needs a key / Tom Broughton, CEO | earnings call 2023-01-23 | transcript 47def7fb-987d-4dbb-8507-1165949decb4 | chars 18362-18678 | segment 18

I got kind of spoiled the last couple of years when we were traveling. All the nicer hotels were pretty inexpensive, and now that's not the case anymore. I'm back in the less expensive hotels, so I'm kind of missing that.

Jul 18, 2022 / receipt, needs a key / Tom Broughton, CEO | earnings call 2022-07-18 | transcript d01145f4-a088-4ee9-9667-7ed84a37980e | chars 4631-4852 | segment 4

Certain functions are outsourced

ir_statement / Sep 17, 2026 / receipt

Culture of Cost Control

ir_statement / Sep 17, 2026 / receipt

Utilize technology and centralized infrastructure

ir_statement / Sep 17, 2026 / receipt

Limited branch footprint with technology-driven efficiency

ir_statement / Sep 17, 2026 / receipt

Opportunistic expansion in attractive geographies

ir_statement / Sep 17, 2026 / receipt

Selective growth strategy

ir_statement / Sep 17, 2026 / receipt

Southern metropolitan markets focus

ir_statement / Sep 17, 2026 / receipt

Target minimum $300M in assets within 3 years

ir_statement / Sep 17, 2026 / receipt

2023 - 2025 • Virginia Beach, VA • Lake Norman, NC • Tallahassee, FL - Mortgage • Memphis, TN • Auburn, AL • Houston, TX

ir_statement / Sep 17, 2026 / receipt

Certain functions are outsourced

ir_statement / Sep 15, 2026 / receipt

Culture of Cost Control

ir_statement / Sep 15, 2026 / receipt

Utilize technology and centralized infrastructure

ir_statement / Sep 15, 2026 / receipt