You know, expense management and expense control, you know, is built into our DNA. You know, it's an ongoing process and we continue to, you know, look at any and all efficiency measures.

Apr 30, 2026 / receipt, needs a key / Chris Ripley, CEO | earnings call 2026-04-30 | transcript 2f8bb6ab-535b-4f28-ada6-1a57ef17b499 | chars 47006-47193 | segment 48

Your expenses outperformed guidance nicely this quarter. Can you talk about where that strength came from and any additional things you're working on in 2026 from an expense management standpoint?

Feb 25, 2026 / receipt, needs a key / Ben Soft, analyst | earnings call 2026-02-25 | transcript 3698330f-98b8-41ad-bd10-091e2b8c526c | chars 38517-38713 | segment 39

Auto has returned. Services is getting stronger. The legal categories are strong. Retail and travel are strong.

Nov 1, 2023 / receipt, needs a key / Rob, other | earnings call 2023-11-01 | transcript ff8944a0-bc7d-4884-b5d0-a402755d6f5f | chars 35903-36014 | segment 35

The legal category, people are traveling again. So the travel segment and the entertainment segment is up as well.

Feb 22, 2023 / receipt, needs a key / Rob, other | earnings call 2023-02-22 | transcript c2ed2aff-20de-45cd-ab1b-14a22511923d | chars 42359-42473 | segment 43

Yeah, we've come out of the box very quickly. I think there is a robust feeling with the pandemic, with the downside of Omicron. We're seeing restaurants, we're seeing travel categories up significantly, as well as we've gone away from the reliance over the last several years on the auto category. and services continues to be our biggest category, and sports betting is the fastest-growing category.

Feb 23, 2022 / receipt, needs a key / Rob, other | earnings call 2022-02-23 | transcript 3140b177-4f60-43a2-8828-7eb53eca090e | chars 36530-36931 | segment 37

We're cautiously optimistic as we see traveling increasing, businesses opening up, and so we think we'll benefit from a more robust economy.

May 5, 2021 / receipt, needs a key / Chris Ripley, CEO | earnings call 2021-05-05 | transcript 5d43149f-f072-4aa6-b604-062f40a7a9a3 | chars 39813-39953 | segment 40

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company_statement / Sep 16, 2026 / receipt

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company_statement / Sep 16, 2026 / receipt

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company_statement / Sep 10, 2026 / receipt

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company_statement / Sep 8, 2026 / receipt

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company_statement / Sep 7, 2026 / receipt

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company_statement / Sep 7, 2026 / receipt

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company_statement / Aug 27, 2026 / receipt

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company_statement / Aug 27, 2026 / receipt

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company_statement / Aug 27, 2026 / receipt

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company_statement / Aug 24, 2026 / receipt

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company_statement / Aug 24, 2026 / receipt