or 7.4%, relating primarily to an increase in travel and entertainment expenses and other employee related expenses. Partially offsetting the above increases was a decrease in insurance expense of $52,000, or 5.7%, due to lower FDIC assessment expense during the second quarter of 2026.

filing / Aug 3, 2026 / receipt

or 24.5%, relating primarily to an increase in travel and entertainment expenses, other employee related expenses, and debit card losses.

filing / May 1, 2026 / receipt

Expense management, one of our core competencies, is enabled by our efficient operating model

ir_statement / Sep 16, 2026 / receipt

Noninterest expense has only increased 13% since Q1 2024

ir_statement / Sep 16, 2026 / receipt

Revenue momentum is expected to continue through NIM expansion and strong loan growth

ir_statement / Sep 16, 2026 / receipt

Opportunistic approach to hiring; targeting top talent in the right markets at the right time

ir_statement / Sep 16, 2026 / receipt

Q2 2026 noninterest expense increased 5.5% YoY to $20.4 million; driven primarily by compensation and benefits related to new hires and data processing related costs

ir_statement / Sep 16, 2026 / receipt

12 branches located in 8 fast-growing Southeast metropolitan markets

ir_statement / Sep 16, 2026 / receipt

Focused on organic growth versus M&A

ir_statement / Sep 16, 2026 / receipt

Hired ~30 new bankers in the last 4 years; 6 hires YTD in 2026

ir_statement / Sep 16, 2026 / receipt

2025 noninterest expense increased 6.3% YoY to $20.0 million; driven primarily by seasonal expense increases mainly related to compensation and benefits; NIE / avg. assets of 1.84% for Q1 2026

ir_statement / Sep 8, 2026 / receipt

Opportunistic approach to hiring; targeting top talent in the right markets at the right time

ir_statement / Sep 8, 2026 / receipt