Other non-interest expense increased quarter over quarter primarily due to increased employee travel and training, as well as other smaller costs, and higher data processing expenses from an increase in transaction volumes and software licensing costs.

Jan 22, 2026 / receipt, needs a key / Stephan Chakotovich, CFO | earnings call 2026-01-22 | transcript 0b9ba029-859a-4b3f-a711-5be2cae3de33 | chars 13944-14196 | segment 14

These decreases were partially offset by an increase in other non-interest expense due to expenses associated with SBA loans and costs for employee travel and training.

Jan 28, 2025 / receipt, needs a key / Stephan Chikotovich, CFO | earnings call 2025-01-28 | transcript 9e17f9cd-d843-45cf-9c5a-3f2b8d058e38 | chars 10377-10545 | segment 10

investment and financial advice; underwriting and acting as an insurance agent for certain types of credit-related insurance; leasing property on a full-payout, non-operating basis; selling money orders, travelers’ checks and United States Savings Bonds; real estate and personal property appraising; providing tax planning and preparation services; and, subject to certain limitations, providing securities brokerage se

filing / Sep 11, 2026 / receipt

The increase in compensation and benefits as compared to the prior year period was primarily due to increased headcount, as well as annual merit increases and inflation adjustments.

filing / Sep 11, 2026 / receipt

● expected cost savings, synergies and other benefits from our merger and acquisition activities, including our recently completed acquisitions, might not be realized within the anticipated time frames, to the extent anticipated, or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention and labor shortages, might be greater than expected and goo

filing / Sep 11, 2026 / receipt

Ms. Capps was initially hired by our bank subsidiary as controller, and was named Chief Financial Officer in 2001. In 2006, Ms. Capps was named Chief Operations Officer.

filing / Sep 11, 2026 / receipt

These forward-looking statements relate to our financial condition, results of operations, and may include, without limitation, statements with respect to anticipated future operating and financial performance, growth opportunities, interest rates, cost savings and funding advantages expected or anticipated to be realized by management.

filing / Sep 11, 2026 / receipt

internal audit function for the Company, and served as internal auditor and compliance officer until 2006, when he was named Chief Financial Officer.

filing / Sep 11, 2026 / receipt