Our customers continue to be discerning in their discretionary purchases, particularly around larger ticket categories such as home furnishing, travel and entertainment, and are prioritizing non-discretionary spend like groceries and pharmacy.

Oct 16, 2024 / CFO / receipt, needs a key / Brian Wentzel, CFO | earnings call 2024-10-16 | transcript 590c87ed-a061-4409-a58f-07580af78203 | chars 4488-4731 | segment 4

In the fourth quarter, we saw some shifting categories as consumers shifted from travel spend to clothing, for instance, and from gasoline and automobiles towards spend at grocery and discount stores. But we've not seen any meaningful changes in the overall composition between discretionary and non-discretionary spend.

Jan 23, 2024 / CFO / receipt, needs a key / Brian Wentzel, CFO | earnings call 2024-01-23 | transcript 8de94fe8-732b-4ebb-a1e2-375c2c11f814 | chars 13466-13786 | segment 13