Our primary focus continues to be on ensuring the strength of our balance sheet while we work towards regaining historic levels of profit generation. We continue our concentration on capital, credit, deposit growth, and expense management, controlling what we can as the administration in Washington works to balance interest rates and inflation risk.

Apr 22, 2024 / CEO / receipt, needs a key / Ned Handy, CEO | earnings call 2024-04-22 | transcript ecc11fb5-76d8-4918-8c78-89a615e5fcf5 | chars 1699-2050 | segment 1

We're concentrating on capital, credit, deposits, and expense management, all to prepare for what we believe will be a steadily improving external environment throughout 2024.

Jan 25, 2024 / CEO / receipt, needs a key / Ned Handy, CEO | earnings call 2024-01-25 | transcript 753f0247-7cf0-4f40-9f2d-04b75bfa0b56 | chars 2040-2215 | segment 2