The Intermex team has a laser focus on delivering for their customers and agent partners alike, which very closely aligns with the culture that we have now been building at Western through synergies and outside of the obvious public company costs we think there are plenty of opportunities that could prove our 30 million dollar synergy target conservative we had originally committed to achieving these synergies over the first two years but based on the work today I am optimistic that it will be front-loaded as well And lastly, as most of you know, we completed the acquisition of Eurochange in the United Kingdom, which has added meaningfully to our scale and our travel money platform. This transaction expands our presence in the European travel money market and strengthens our ability to serve outbound travelers in the United Kingdom.

Apr 24, 2026 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2026-04-24 | transcript 4837b6d2-dda4-42e1-ae4f-22050cc44f8c | chars 12349-13193 | segment 12

In consumer services, adjusted revenue was up 33% in the quarter, driven by growth in travel money, led by euro change, as well as growth in our bill pay business. We expect consumer services to have another strong year in 2026, as our travel money business is expected to approach $150 million in revenue, up from nearly nothing a few years ago.

Apr 24, 2026 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2026-04-24 | transcript 4837b6d2-dda4-42e1-ae4f-22050cc44f8c | chars 5567-5913 | segment 5

Our travel money business will be approaching $100 million in revenue this year from nearly nothing a few years ago.

Jul 28, 2025 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2025-07-28 | transcript 84162533-db4c-47e7-995f-4623e8fe93f9 | chars 1442-1558 | segment 1

We expect our travel money business to have another strong quarter in Q3 as we continue to benefit from Eurochange acquisition and the summer travel season.

Jul 28, 2025 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2025-07-28 | transcript 84162533-db4c-47e7-995f-4623e8fe93f9 | chars 2530-2686 | segment 2

This acquisition complements our strategy across continental Europe with travel money services now in Spain and Italy, with Germany soon on the horizon.

Apr 23, 2025 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2025-04-23 | transcript 0841e1bf-47e6-4b9d-90bd-132856e19147 | chars 12188-12340 | segment 12

Finally, we believe the travel money segment will continue to grow as consumers prioritize travel and new experiences with their discretionary income, and we know that local currency in hand remains an important element for non-business consumer travel.

Apr 23, 2025 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2025-04-23 | transcript 0841e1bf-47e6-4b9d-90bd-132856e19147 | chars 11934-12187 | segment 12

As I have seen in my recent travels, Latin America is a great example of the potential of our receiver base and an important growth market for Western Union.

Aug 3, 2022 / CEO / receipt, needs a key / Devin McGranahan, CEO | earnings call 2022-08-03 | transcript 4a2bfc8c-0ddc-4cbc-840d-6fcfbf1870be | chars 12670-12827 | segment 12