Relative to the prior quarter, the company experienced a seasonal decline in travel and entertainment expenses, as well as lower levels of professional fees due to a reduced level of project-related consulting fees and slightly lower marketing costs.

Apr 22, 2025 / CFO / receipt, needs a key / Dave Dykstra, CFO | earnings call 2025-04-22 | transcript 859f9bc0-f78c-4051-832a-6edaf4f8625a | chars 7482-7732 | segment 7

A seasonal decline in advertising and marketing expenses and travel and entertainment expenses were offset by higher levels of other real estate-owned expenses and a variety of other relatively small increases from the prior quarter.

Apr 18, 2024 / receipt, needs a key / Dave Dykstra, other | earnings call 2024-04-18 | transcript 9fc8962b-a855-43e3-9466-688cd62d2290 | chars 11119-11352 | segment 11

The seasonal decline in advertising and marketing expenses and travel and entertainment expenses were offset by higher levels of other real estate-owned expenses and a variety of other relatively small increases from the prior quarter.

Apr 18, 2024 / CFO / receipt, needs a key / Dave Dykstra, CFO | earnings call 2024-04-18 | transcript 9fc8962b-a855-43e3-9466-688cd62d2290 | chars 60106-60341 | segment 61

And travel and entertainment expenses increased by $1.2 million over the prior quarter as the work environment continues to revert back to pre-pandemic business customs and relationship managers are able to engage more routinely with clients and potential clients. We consider the travel and entertainment activity is important to maintaining the strong loan growth that we've been achieving in the recent quarters.

Jul 21, 2022 / receipt, needs a key / Dave Dykstra, other | earnings call 2022-07-21 | transcript 84b1b68d-8755-443b-bae5-e119f9f05e25 | chars 17176-17591 | segment 17