The remaining change reflects $1.2 million of increased compensation expense-related headcount, a $.3 million increase in independent agent commissions resulting from revenue mix, and a $.3 million increase in travel-related expenses partially offset by a $.9 million reduction in consulting fees.

Aug 11, 2026 / CFO / receipt, needs a key / Scott Neils, CFO | earnings call 2026-08-11 | transcript dfe6380e-6ca4-4a43-a410-133768f5e616 | chars 11812-12109 | segment 11