Aflac Inc.
- AFL · NYSE
- Accident & Health Insurance
- Columbus, GA
- CIK 0000004977
Updated from SEC filings through
Top things to know
Executives
- Daniel P. Amos Chairman, Aflac Incorporated and Aflac, since 2001; Chief Executive Officer, Aflac Incorporated and Aflac, since 1990; President, Aflac Incorporated, from 2024 until 2025 10-K, 2026-02-25
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Steven Kent Beaver EVP, CFO Aflac Japan 4, 2026-05-27 - Max K. Brodén Senior Executive Vice President, Aflac Incorporated and Aflac, since 2025; Chief Financial Officer, Aflac Incorporated, since 2020; Executive Vice President, Aflac Incorporated and Aflac, from 2020 until 2025; Treasurer, Aflac, from 2017 until 2024; Treasurer, Aflac Incorporated from 2017 until 2021 10-K, 2026-02-25
- Steven K. Beaver Executive Vice President, Chief Financial Officer, Aflac Japan, since 2024; First Senior Vice President, Deputy Chief Financial Officer, Aflac Japan, from 2023 until 2024; Senior Vice President, Chief Financial Officer, Aflac U.S., from 2019 until 2023 10-K, 2026-02-25
- Max Broden Sr. EVP, CFO 4, 2026-02-17
- Frederic Jean Guy Simard Deputy President, Aflac U.S. 4, 2026-09-17
Aflac Inc is a U.S. public company in accident & health insurance (SIC 6321), headquartered in Columbus, GA. It trades as AFL on NYSE. Revenue was $17.2B in the fiscal year ending December 31, 2025, -9.3% from the year before. Daniel P. Amos is Chairman, Aflac Incorporated and Aflac, since 2001; Chief Executive Officer, Aflac Incorporated and Aflac, since 1990; President, Aflac Incorporated, from 2024 until 2025.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $17.2B 10-K, 2026-02-25 | $18.9B 10-K, 2026-02-25 | $18.7B 10-K, 2026-02-25 | $19.1B 10-K, 2025-02-26 | $21.6B 10-K, 2024-02-22 |
| Operating income | Not on file | Not on file | Not on file | $4.2B 10-K, 2023-02-24 | $4.9B 10-K, 2023-02-24 |
| SG&A | $3.3B 10-K, 2026-02-25 | $3.0B 10-K, 2026-02-25 | $3.2B 10-K, 2026-02-25 | $3.2B 10-K, 2025-02-26 | $3.5B 10-K, 2024-02-22 |
| Net income | $3.6B 10-K, 2026-02-25 | $5.4B 10-K, 2026-02-25 | $4.7B 10-K, 2026-02-25 | $4.4B 10-K, 2025-02-26 | $4.2B 10-K, 2024-02-22 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| MICHAEL A. FORRESTER | Board member (per proxy) bio: Former Chief Executive Officer of Copper Rock Capital Partners | DEF 14A, 2026-03-19 |
| W. PAUL BOWERS | Board member (per proxy) bio: Retired Chairman and Chief Executive Officer, Georgia Power Co. | DEF 14A, 2026-03-19 |
| Daniel P. Amos | Chairman, Aflac Incorporated and Aflac, since 2001; Chief Executive Officer, Aflac Incorporated and Aflac, since 1990; President, Aflac Incorporated, from 2024 until 2025 | 10-K, 2026-02-25 |
| Steven Kent Beaver | EVP, CFO Aflac Japan | 4, 2026-05-27 |
| Max K. Brodén | Senior Executive Vice President, Aflac Incorporated and Aflac, since 2025; Chief Financial Officer, Aflac Incorporated, since 2020; Executive Vice President, Aflac Incorporated and Aflac, from 2020 until 2025; Treasurer, Aflac, from 2017 until 2024; Treasurer, Aflac Incorporated from 2017 until 2021 | 10-K, 2026-02-25 |
| Steven K. Beaver EVP, Chief Financial Officer, Aflac Japan at Aflac | Executive Vice President, Chief Financial Officer, Aflac Japan, since 2024; First Senior Vice President, Deputy Chief Financial Officer, Aflac Japan, from 2023 until 2024; Senior Vice President, Chief Financial Officer, Aflac U.S., from 2019 until 2023 | 10-K, 2026-02-25 |
| Max Broden | Sr. EVP, CFO | 4, 2026-02-17 |
| Frederic Jean Guy Simard | Deputy President, Aflac U.S. | 4, 2026-09-17 |
 Bradley E. Dyslin | Executive Vice President, Global Chief Investment Officer; President, Aflac Global Investments | DEF 14A, 2026-03-19 |
 Virgil R. Miller President of Aflac Inc. President of Aflac U.S. | President, Aflac Incorporated and Aflac U.S. | DEF 14A, 2026-03-19 |
| Audrey Boone Tillman | Named in proxy bio: Senior Executive Vice President, General Counsel | DEF 14A, 2026-03-19 |
| GEORGETTE D. KISER | Board member (per proxy) bio: Former Managing Director and Chief Information Officer, The Carlyle Group | DEF 14A, 2026-03-19 |
| Audrey B. Tillman | Senior Executive Vice President, Aflac Incorporated and Aflac, since 2025; General Counsel, Aflac Incorporated and Aflac, since 2014; Executive Vice President, Aflac Incorporated and Aflac, from 2014 until 2025 | 10-K, 2026-02-25 |
| Robin L. Blackmon | Senior Vice President, Financial Services; Chief Accounting Officer | 10-K, 2026-02-25 |
| Virgil Raynard Miller | President, Aflac Inc. and U.S. | 4, 2026-02-12 |
| Bradley Eugene Dyslin | Executive Vice President | 4, 2026-02-12 |
What Aflac Inc does
The Private Securities Litigation Reform Act of 1995 provides a safe harbor to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. Aflac Incorporated and its subsidiaries (the Company) desire to take advantage of these provisions.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 494.6 million (as of October 27, 2026) | 10-Q, November 5, 2026 |
|---|---|---|
| Public float | $56.0B (as of June 30, 2025) | 10-K, February 25, 2026 |
| Reportable segments | 2 (period ending September 30, 2026) | 10-Q, November 5, 2026 |
| Latest proxy statement | Meeting May 4, 2026 (filed March 19, 2026) | DEF 14A, March 19, 2026 |
| Auditor | Kpmg LLP (Atlanta, Georgia) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| September 16, 2026 | Masatoshi Koide Pres. and Rep. Director, ALIJ | Sale | 13,201 | $1.6M | Form 4, September 18, 2026 |
| August 10, 2026 | Joseph L. Moskowitz Director | Sale | 600 | $74K | Form 4, August 12, 2026 |
| June 22, 2026 | Joseph L. Moskowitz Director | Sale | 12,370 | $1.4M | Form 4, June 24, 2026 |
| May 22, 2026 | Steven Kent Beaver EVP, CFO Aflac Japan | Sale | 5,508 | $649K | Form 4, May 27, 2026 |
| May 15, 2026 | Thomas J. Kenny Director | Sale | 1,740 | $203K | Form 4, May 18, 2026 |
| May 14, 2026 | Arthur Reginald Collins Director | Sale | 2,300 | $268K | Form 4, May 15, 2026 |
| May 8, 2026 | Joseph L. Moskowitz Director | Sale | 600 | $68K | Form 4, May 11, 2026 |
| May 6, 2026 | Miwako Hosoda Director | Sale | 243 | $28K | Form 4, May 7, 2026 |
Recent 8-K events
- 8-K filed 2026-11-04
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-06
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-06-30
- Item 8.01 Other events
- 8-K filed 2026-05-28
- Item 8.01 Other events
- 8-K filed 2026-05-14
- Item 8.01 Other events
- 8-K filed 2026-05-07
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-29
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-02-04
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2025-11-04
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2025-08-27
- Item 2.03 Creation of a direct financial obligation
Frequently asked questions about Aflac Inc
- What does Aflac Inc do?
- In its own words, from Item 1 of its 10-K: "The Private Securities Litigation Reform Act of 1995 provides a safe harbor to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. Aflac Incorporated and its subsidiaries (the Company) desire to take advantage of these provisions."
- What is Aflac Inc's revenue?
- $17.2B for the fiscal year ending December 31, 2025, from its 10-K filed February 25, 2026.
- Is Aflac Inc profitable?
- Aflac Inc reported net income of $3.6B for the fiscal year ending December 31, 2025.
- Who is the CEO of Aflac Inc?
- Daniel P. Amos, Chairman, Aflac Incorporated and Aflac, since 2001; Chief Executive Officer, Aflac Incorporated and Aflac, since 1990; President, Aflac Incorporated, from 2024 until 2025, as named in a 10-K filed February 25, 2026.
- Who is the CFO of Aflac Inc?
- Steven Kent Beaver, EVP, CFO Aflac Japan, as named in a 4 filed May 27, 2026.
- Where is Aflac Inc headquartered?
- Columbus, GA.
- What is Aflac Inc's stock ticker?
- AFL on NYSE.
- What industry is Aflac Inc in?
- Accident & Health Insurance, SIC code 6321.
- What is Aflac Inc's website?
- aflac.com. Investor relations: https://investors.aflac.com/.
- When does Aflac Inc report earnings next?
- February 4, 2027. Source: estimate_8k_pattern.
- Is Aflac Inc a public company?
- Yes. Aflac Inc files with the SEC under CIK 0000004977 and trades as AFL.
- Who audits Aflac Inc?
- Kpmg LLP, Atlanta, Georgia, as named in its latest annual report (10-K).
- How many shares of Aflac Inc are outstanding?
- 494.6 million shares as of October 27, 2026, from its 10-Q filed November 5, 2026.
- What is Aflac Inc's public float?
- $56.0B as of June 30, 2025, as reported on the cover of its 10-K filed February 25, 2026.
- How many business segments does Aflac Inc report?
- 2 reportable segments for the period ending September 30, 2026, from its 10-Q filed November 5, 2026.
- When is Aflac Inc's annual shareholder meeting?
- May 4, 2026, per its proxy statement (DEF 14A) filed March 19, 2026.
- Have Aflac Inc insiders traded stock recently?
- Since August 8, 2025, officers and directors reported 23 open-market sales worth about $15.1M and 0 purchases on Forms 4 and 5. The most recent: Masatoshi Koide (Pres. and Rep. Director, ALIJ) sold 13,201 shares on September 16, 2026.