And to do that, all the initiatives in place on volume and productivity improvements, gross margin improvements, expense management, and better credit results should get us there over time.

Feb 22, 2023 / CEO / receipt, needs a key / Jeff Williams, CEO | earnings call 2023-02-22 | transcript 265caece-f7ef-45f0-9974-77579c8230a9 | chars 23601-23790 | segment 23