And to do that, all the initiatives in place on volume and productivity improvements, gross margin improvements, expense management, and better credit results should get us there over time.

Feb 22, 2023 / receipt, needs a key / Jeff Williams, CEO | earnings call 2023-02-22 | transcript 265caece-f7ef-45f0-9974-77579c8230a9 | chars 23601-23790 | segment 23

As the credit environment normalizes and credit above us tightens, now is the time that we need to work with our customers to keep them in their car and on the road.

Nov 17, 2022 / receipt, needs a key / Vicki Judy, CFO | earnings call 2022-11-17 | transcript 93d2baf6-5cb9-4b4d-b5a0-2036efd65a48 | chars 19631-19796 | segment 19

They generally consist of a reduction in the contractual interest rate and/or an extension of the contract term as part of the customer’s court-approved payment restructuring plan.

filing / Sep 9, 2026 / receipt

One of our current directors, Ann G. Bordelon, will retire from our board of directors effective as of the 2026 Annual Meeting

filing / Aug 14, 2026 / receipt

Jonathan Z. Buba , a ge 48, has served as a director since November 2023.

filing / Aug 14, 2026 / receipt

President and Chief Executive Officer, Douglas W. Campbell

filing / Aug 14, 2026 / receipt

elected Marie Persichetti to succeed Mr. Collins as our next Chief Financial Officer, with her appointment effective August 1, 2026

filing / Aug 14, 2026 / receipt

Sales volumes declined 14.3% to 48,891 units, reflecting reductions in both the active dealership base and inventory purchases

ir_statement / Sep 14, 2026 / receipt

SG&A of $208.1 million; includes $4.0 million in non-recurring restructuring-related charges; adjusted SG&A[¹] of $204.1 million, or 19.9% of sales

ir_statement / Sep 14, 2026 / receipt