As the credit environment normalizes and credit above us tightens, now is the time that we need to work with our customers to keep them in their car and on the road.

Nov 17, 2022 / CFO / receipt, needs a key / Vicki Judy, CFO | earnings call 2022-11-17 | transcript 93d2baf6-5cb9-4b4d-b5a0-2036efd65a48 | chars 19631-19796 | segment 19