We expect funded loan volume of approximately $1.65 billion, representing approximately 37% year-over-year growth, slower than what we had originally anticipated going into Q2.

May 15, 2026 / receipt

We remain focused on enhancing our go-to market with growth being our North Star alongside with continued expense management, channel diversification, all with the goal of getting to profitability on an adjusted ETA basis in the next 12 months.

Aug 7, 2025 / receipt, needs a key / Kevin Ryan, CFO | earnings call 2025-08-07 | transcript 0c061668-12dc-48dc-b582-9fddf7df8b8f | chars 24524-24768 | segment 24

We remain focused on enhancing our go-to-market with growth being our North Star, alongside with continued expense management, channel diversification, all with the goal of getting to profitability on an adjusted EBITDA basis in the next 12 months.

Jun 30, 2025 / receipt / Vishal Garg, CEO | earnings call 2025-06-30 | transcript 278ed56b-d77d-4657-a78d-c157e084e3a2 | chars 25486-25734 | segment 227

We really value your support and We had a great quarter in terms of growth and expense management, and we look forward to delivering more of the same for our shareholders in the coming quarters ahead.

Aug 8, 2024 / receipt, needs a key / Vishal Garg, CEO | earnings call 2024-08-08 | transcript 98c3b507-a7ce-49d1-ae40-ac0a85f6f72e | chars 36247-36447 | segment 35

Our third quarter results reflect disciplined expense management through a very difficult market environment characterized by high rates, historic lack of affordability, and reduced home sales.

Nov 14, 2023 / receipt, needs a key / Kevin Ryan, CFO | earnings call 2023-11-14 | transcript 374636df-aa0f-4398-87bf-adc718c3dcc2 | chars 14130-14323 | segment 14

Drive Down Costs, Increase Partner LTV

ir_statement / Sep 15, 2026 / receipt

HELOC represents the clearest near-term opportunity to generate revenue, expand distribution and demonstrate the capability of the platform before extending into additional products

ir_statement / Sep 15, 2026 / receipt

Maintain one standardized platform across partners, rather than developing a separate build for every partner relationship

ir_statement / Sep 15, 2026 / receipt

Proprietary manufacturing system driving lower costs and faster closings.

ir_statement / Sep 15, 2026 / receipt

Winning on manufacturing efficiency, not acquisition spend.

ir_statement / Sep 15, 2026 / receipt

Banks: high interest in scaling capacity without heavy tech investment or added ops headcount

ir_statement / Sep 15, 2026 / receipt

Servicers: looking to move off legacy systems and exploring modern alternatives

ir_statement / Sep 15, 2026 / receipt

Marginal D2C contribution margin continues to expand as AI-driven efficiencies lower the operating cost to fund and increase revenue per fund through enhanced sales and operational performance

ir_statement / Sep 15, 2026 / receipt

Adjusted EBITDA improved ~48% YoY to ($18.8M), the fifth consecutive quarter of improvement

ir_statement / Sep 15, 2026 / receipt

Adjusted EBITDA improvement is a proof point of the AI-enabled business model

ir_statement / Sep 15, 2026 / receipt

Revenue growth outpacing expense growth

ir_statement / Sep 15, 2026 / receipt

efficiencies derived from the use of artificial intelligence

ir_statement / Sep 15, 2026 / receipt