As far as expenses, we do expect expenses to grow a little faster than they used to. So we are projecting to be 5% to 6% growth in core operating expenses year over year. after you adjust for the gain that we had on the Oreo side of 2021. Of course, as everybody, this is getting driven by inflation, as well as some of the full-year impacts of reopening. So we are seeing T&E and things of that nature spike back up towards pre-pandemic levels. And so we do see the full impact of that, as well as the full-year impact of some of the incremental investments that we've been making.

Jan 27, 2022 / receipt, needs a key / Carl Carlson, other | earnings call 2022-01-27 | transcript 4885524f-7859-4ce1-bf71-350ceb197b52 | chars 9123-9705 | segment 9

I wouldn't say there's anything non-recurring in that. I think those are some of the trends we're seeing. You know, travel and entertainment expenses, supplies, things are kind of going back to what they were before.

Jan 27, 2022 / receipt, needs a key / Laurie Hunsaker, other | earnings call 2022-01-27 | transcript 4885524f-7859-4ce1-bf71-350ceb197b52 | chars 11184-11400 | segment 11