California BanCorp \ CA.
- BCAL ยท Nasdaq
- National Commercial Banks
- San Diego, CA
- 288 employees
- CIK 0001795815
Updated from SEC filings through
Top things to know
Executives
- David Rainer Chairman and CEO of the Company and Bank 8-K, 2026-10-28
- David I. Rainer Chairman and CEO 4, 2026-08-03
- Thomas G. Dolan EVP / Bancorp CFO/ CSO 4, 2026-08-12
- Jean Carandang Bank Chief Financial Officer 4, 2026-08-03
- Richard Hernandez President of the Company and Bank 8-K, 2026-10-28
- Michelle Wirfel EVP, Chief Operating Officer 4, 2026-09-23
What leadership is saying
“Our third quarter results reflect the continued momentum we are building across our franchise, with steady loan growth and strong deposit growth throughout our statewide markets. We remain focused on disciplined credit management, particularly in a changing interest rate environment, while maintaining our commitment to relationship banking. Our deposit growth is especially encouraging, reflecting the strength of our business model, the deepening of existing client relationshi”
Earnings press release (8-K Ex. 99.1), filed October 28, 2026
California BanCorp \ CA is a U.S. public company in national commercial banks (SIC 6021), headquartered in San Diego, CA. It trades as BCAL on Nasdaq. Revenue was $226M in the fiscal year ending December 31, 2025, +25.7% from the year before. It reported about 288 employees. David Rainer is Chairman and CEO of the Company and Bank.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $226M 10-K, 2026-03-13 | $180M 10-K, 2026-03-13 | $124M 10-K, 2025-04-01 | $93.6M 10-K, 2024-03-15 |
| Operating income | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file |
| Net income | $63.1M 10-K, 2026-03-13 | $5.4M 10-K, 2026-03-13 | $25.9M 10-K, 2025-04-01 | $16.1M 10-K, 2024-03-15 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| David Rainer | Chairman and CEO of the Company and Bank | 8-K, 2026-10-28 |
| David I. Rainer | Chairman and CEO | 4, 2026-08-03 |
| Thomas G. Dolan | EVP / Bancorp CFO/ CSO | 4, 2026-08-12 |
| Jean Carandang | Bank Chief Financial Officer | 4, 2026-08-03 |
| Richard Hernandez | President of the Company and Bank | 8-K, 2026-10-28 |
| Michelle Wirfel | EVP, Chief Operating Officer | 4, 2026-09-23 |
| Martin Liska EVP, Chief Risk Officer California Bank of Commerce | EVP / Chief Risk Officer | 4, 2026-08-12 |
| Peter Nutz | EVP/ Chief Credit Officer | 4, 2026-08-04 |
| Manisha Merchant EVP, Chief Legal Officer and Corporate Secretary at California Bank of Commerce, N.A. | EVP / Chief Legal Officer | 4, 2026-08-03 |
| Joann Yeung | EVP / Chief Accounting Officer | 4, 2026-08-03 |
| Manisha K. Merchant | Named in proxy bio: Executive Vice President, Chief Legal Officer of the Company and the Bank | DEF 14A, 2026-04-14 |
| Michele Wirfel | Named in proxy bio: Executive Vice President, Chief Operating Officer of the Company and the Bank | DEF 14A, 2026-04-14 |
What California BanCorp \ CA does
A. under the Bank Holding Company Act of 1956, as amended. On May 15, 2020, the Company completed a reorganization whereby the Bank became a wholly-owned subsidiary of the Company.A. began business operations in December 2001 under the name Ramona National Bank.A.A.A. on July 31, 2024. The Bank has a wholly-owned subsidiary, BCAL OREO1, LLC, which was incorporated on February 14, 2024. BCAL OREO1, LLC is used for holding other real estate owned and other assets acquired by foreclosure.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 31.8 million (as of November 2, 2026) | 10-Q, November 6, 2026 |
|---|---|---|
| Public float | $389M (as of June 30, 2025) | 10-K, March 13, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 6, 2026 |
| Latest proxy statement | Meeting December 31, 2025 (filed April 14, 2026) | DEF 14A, April 14, 2026 |
| Auditor | Rsm Us LLP (Los Angeles, California) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| September 4, 2026 | Frank L. Muller Director | Buy | 450 | $10K | Form 4, September 9, 2026 |
| July 31, 2026 | Lester Machado Director | Sale | 7,500 | $159K | Form 4, August 4, 2026 |
| May 8, 2026 | Richard Hernandez President | Sale | 17,000 | $325K | Form 4, May 12, 2026 |
| May 7, 2026 | David I. Rainer Executive Chairman | Sale | 75,000 | $1.4M | Form 4, May 8, 2026 |
| March 6, 2026 | Jean Carandang Bank Chief Financial Officer | Sale | 8,000 | $143K | Form 4, March 9, 2026 |
| February 3, 2026 | David J. Volk Director | Buy | 27,000 | $503K | Form 4, February 5, 2026 |
| January 28, 2026 | David J. Volk Director | Sale | 2,346,104 | $44.5M | Form 4, February 5, 2026 |
Recent 8-K events
- 8-K filed 2026-11-05
- Item 7.01 Regulation FD disclosure
- Item 8.01 Other events
- 8-K filed 2026-10-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-27
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- Item 8.01 Other events
- 8-K filed 2026-05-28
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 5.07 Submission of matters to a vote of security holders
- Item 8.01 Other events
- 8-K filed 2026-05-05
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-04-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-03-12
- Item 8.01 Other events
- 8-K filed 2026-02-18
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-01-28
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-01-07
- Item 5.02 Departure or appointment of directors or officers; compensation
- Item 7.01 Regulation FD disclosure
Frequently asked questions about California BanCorp \ CA
- What does California BanCorp \ CA do?
- In its own words, from Item 1 of its 10-K: "A. under the Bank Holding Company Act of 1956, as amended. On May 15, 2020, the Company completed a reorganization whereby the Bank became a wholly-owned subsidiary of the Company.A. began business operations in December 2001 under the name Ramona National Bank.A.A.A. on July 31, 2024. The Bank has a wholly-owned subsidiary, BCAL OREO1, LLC, which was incorporated on February 14, 2024. BCAL OREO1, LLC is used for holding other real estate owned and other assets acquired by foreclosure."
- What is California BanCorp \ CA's revenue?
- $226M for the fiscal year ending December 31, 2025, from its 10-K filed March 13, 2026.
- Is California BanCorp \ CA profitable?
- California BanCorp \ CA reported net income of $63.1M for the fiscal year ending December 31, 2025.
- How many employees does California BanCorp \ CA have?
- About 288 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of California BanCorp \ CA?
- David Rainer, Chairman and CEO of the Company and Bank, as named in a 8-K filed October 28, 2026.
- Who is the CFO of California BanCorp \ CA?
- Thomas G. Dolan, EVP / Bancorp CFO/ CSO, as named in a 4 filed August 12, 2026.
- Where is California BanCorp \ CA headquartered?
- San Diego, CA.
- What is California BanCorp \ CA's stock ticker?
- BCAL on Nasdaq.
- What industry is California BanCorp \ CA in?
- National Commercial Banks, SIC code 6021.
- What is California BanCorp \ CA's website?
- californiabankofcommerce.com.
- When does California BanCorp \ CA report earnings next?
- January 23, 2027. Source: estimate_8k_pattern.
- Is California BanCorp \ CA a public company?
- Yes. California BanCorp \ CA files with the SEC under CIK 0001795815 and trades as BCAL.
- Who audits California BanCorp \ CA?
- Rsm Us LLP, Los Angeles, California, as named in its latest annual report (10-K).
- How many shares of California BanCorp \ CA are outstanding?
- 31.8 million shares as of November 2, 2026, from its 10-Q filed November 6, 2026.
- What is California BanCorp \ CA's public float?
- $389M as of June 30, 2025, as reported on the cover of its 10-K filed March 13, 2026.
- How many business segments does California BanCorp \ CA report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 6, 2026.
- When is California BanCorp \ CA's annual shareholder meeting?
- December 31, 2025, per its proxy statement (DEF 14A) filed April 14, 2026.
- Have California BanCorp \ CA insiders traded stock recently?
- Since January 28, 2026, officers and directors reported 5 open-market sales worth about $46.5M and 2 purchases worth about $513K on Forms 4 and 5. The most recent: Frank L. Muller (Director) bought 450 shares on September 4, 2026.