Chime Financial, Inc.
- CHYM ยท Nasdaq
- Finance Services
- San Francisco, CA
- 1,519 employees
- CIK 0001795586
Updated from SEC filings through
Top things to know
Executives
- Chris Britt CEO and Co-founder of Chime 8-K, 2026-11-04
- Christopher R. Britt Chief Executive Officer 4, 2026-09-15
- Mark T. Troughton President and Interim CFO 4, 2026-08-19
- Matthew S. Newcomb Chief Financial Officer 4, 2026-08-10
- Amine Asmerom Chief Accounting Officer 4, 2026-09-09
- Adam B. Frankel General Counsel 4, 2026-09-16
What leadership is saying
“This was our strongest quarter yet as a public company, and we are seeing structural improvements in our growth and profitability profile”
Earnings press release (8-K Ex. 99.1), filed November 4, 2026
Chime Financial, Inc. is a U.S. public company in finance services (SIC 6199), headquartered in San Francisco, CA. It trades as CHYM on Nasdaq. Revenue was $2.2B in the fiscal year ending December 31, 2025, +30.7% from the year before. It reported about 1,519 employees. Chris Britt is CEO and Co-founder of Chime.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $2.2B 10-K, 2026-03-06 | $1.7B 10-K, 2026-03-06 | $1.3B 10-K, 2026-03-06 |
| Operating income | -$1.0B 10-K, 2026-03-06 | -$62.2M 10-K, 2026-03-06 | -$236M 10-K, 2026-03-06 |
| SG&A | $1.1B 10-K, 2026-03-06 | $697M 10-K, 2026-03-06 | $599M 10-K, 2026-03-06 |
| Net income | -$1.0B 10-K, 2026-03-06 | -$25.3M 10-K, 2026-03-06 | -$203M 10-K, 2026-03-06 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Chris Britt | CEO and Co-founder of Chime | 8-K, 2026-11-04 |
| Christopher R. Britt | Chief Executive Officer | 4, 2026-09-15 |
| Mark T. Troughton President at Chime | President and Interim CFO | 4, 2026-08-19 |
| Matthew S. Newcomb | Chief Financial Officer | 4, 2026-08-10 |
| Amine Asmerom Chief Accounting Officer at Chime | Chief Accounting Officer | 4, 2026-09-09 |
| Adam B. Frankel | General Counsel | 4, 2026-09-16 |
| Ryan A. King | Co-Founder | 4, 2026-09-15 |
What Chime Financial, Inc. does
We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach, built on a foundation of trust rather than fine print and punitive fees.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Public float | $8.3B (as of June 30, 2025) | 10-K, March 6, 2026 |
|---|---|---|
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 5, 2026 |
| Latest proxy statement | Meeting June 2, 2026 (filed April 17, 2026) | DEF 14A, April 17, 2026 |
| Auditor | Ernst & Young LLP (San Francisco, California) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 5, 2026 | Ryan A. King Co-Founder | Sale | 63,382 | $2.0M | Form 4, November 6, 2026 |
| October 20, 2026 | Ryan A. King Co-Founder | Sale | 11,318 | $351K | Form 4, October 22, 2026 |
| October 13, 2026 | Ryan A. King Co-Founder | Sale | 50,300 | $1.5M | Form 4, October 13, 2026 |
| September 16, 2026 | James Feuille Director | Sale | 447,637 | $14.7M | Form 4, September 16, 2026 |
| September 15, 2026 | Adam B. Frankel General Counsel | Sale | 102,002 | $3.4M | Form 4, September 16, 2026 |
| September 11, 2026 | Cynthia Marshall Director | Sale | 20,000 | $662K | Form 4, September 14, 2026 |
| September 11, 2026 | Shawn T. Carolan Director | Sale | 579,313 | $19.2M | Form 4, September 14, 2026 |
| September 11, 2026 | James Feuille Director | Sale | 351,890 | $11.6M | Form 4, September 14, 2026 |
Recent 8-K events
- 8-K filed 2026-11-04
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-09-08
- Item 1.01 Entry into a material definitive agreement
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-05
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 2.05 Costs associated with exit or disposal activities (restructuring)
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-06-04
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-06
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2026-02-25
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2025-12-10
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2025-11-05
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 8.01 Other events
- 8-K filed 2025-08-07
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Chime Financial, Inc.
- What does Chime Financial, Inc. do?
- In its own words, from Item 1 of its 10-K: "We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach, built on a foundation of trust rather than fine print and punitive fees."
- What is Chime Financial, Inc.'s revenue?
- $2.2B for the fiscal year ending December 31, 2025, from its 10-K filed March 6, 2026.
- Is Chime Financial, Inc. profitable?
- Chime Financial, Inc. reported net income of -$1.0B for the fiscal year ending December 31, 2025.
- How many employees does Chime Financial, Inc. have?
- About 1,519 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Chime Financial, Inc.?
- Chris Britt, CEO and Co-founder of Chime, as named in a 8-K filed November 4, 2026.
- Who is the CFO of Chime Financial, Inc.?
- Mark T. Troughton, President and Interim CFO, as named in a 4 filed August 19, 2026.
- Where is Chime Financial, Inc. headquartered?
- San Francisco, CA.
- What is Chime Financial, Inc.'s stock ticker?
- CHYM on Nasdaq.
- What industry is Chime Financial, Inc. in?
- Finance Services, SIC code 6199.
- What is Chime Financial, Inc.'s website?
- chime.com. Investor relations: https://investors.chime.com/.
- When does Chime Financial, Inc. report earnings next?
- February 2, 2027. Source: estimate_8k_pattern.
- Is Chime Financial, Inc. a public company?
- Yes. Chime Financial, Inc. files with the SEC under CIK 0001795586 and trades as CHYM.
- Who audits Chime Financial, Inc.?
- Ernst & Young LLP, San Francisco, California, as named in its latest annual report (10-K).
- What is Chime Financial, Inc.'s public float?
- $8.3B as of June 30, 2025, as reported on the cover of its 10-K filed March 6, 2026.
- How many business segments does Chime Financial, Inc. report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 5, 2026.
- When is Chime Financial, Inc.'s annual shareholder meeting?
- June 2, 2026, per its proxy statement (DEF 14A) filed April 17, 2026.
- Have Chime Financial, Inc. insiders traded stock recently?
- Since November 28, 2025, officers and directors reported 30 open-market sales worth about $105M and 0 purchases on Forms 4 and 5. The most recent: Ryan A. King (Co-Founder) sold 63,382 shares on November 5, 2026.