While we continue to make investments in technology, analytics, and talent, and we are beginning to incur more T&E as we emerge from the pandemic.

May 2, 2022 / receipt, needs a key / Scott Lindquist, CFO | earnings call 2022-05-02 | transcript 2eba733a-c6ab-4c2c-9287-6b722d098f18 | chars 11093-11239 | segment 11

This included the re-underwriting of our Lloyd's portfolio over the last 18 months. It also involved building our talent base, increasingly specializing our target market focus in commercial, as we had historically done in specialty, sharpening our expense management and building an optimal reinsurance program to allow us to be increasingly opportunistic in the marketplace while reducing volatility.

Aug 2, 2021 / receipt, needs a key / Dino Robusto, CEO | earnings call 2021-08-02 | transcript 8a94c5d4-54fd-419f-ba0c-e12a1b8183a9 | chars 4350-4752 | segment 4

Now, I want to be a little bit careful just on the point that, as Al had mentioned, travel and expense is not a large component of our numerator can easily get consumed by our decisions that we continue to make on talent, and in particular, analytics and technology.

Nov 2, 2020 / receipt, needs a key / Al, other | earnings call 2020-11-02 | transcript b6d108f1-eab7-476f-b755-b8eaba0908bf | chars 32808-33074 | segment 33

So I would say modest impact from travel, right? We're not a huge T&E spend company. So I would say the expenses are modestly benefited from less or very little travel, but not a lot really.

Nov 2, 2020 / receipt, needs a key / Al, other | earnings call 2020-11-02 | transcript b6d108f1-eab7-476f-b755-b8eaba0908bf | chars 25969-26159 | segment 26

Now, we obviously did have less travel and entertainment expenses, but we also made additional investments in technology as well as operations staff.

Aug 3, 2020 / receipt, needs a key / Dino Robusto, CEO | earnings call 2020-08-03 | transcript 95d12137-f65c-420a-b7a9-92b392ea02cc | chars 4944-5093 | segment 5

You mentioned no T&E spending.

Aug 3, 2020 / receipt, needs a key / Alfred F. Kelly Jr., CEO | earnings call 2020-08-03 | transcript 95d12137-f65c-420a-b7a9-92b392ea02cc | chars 18457-18487 | segment 18

I mean, you're not a big T&E company, and I know you're very focused on expenses.

Aug 3, 2020 / receipt, needs a key / Alfred F. Kelly Jr., CEO | earnings call 2020-08-03 | transcript 95d12137-f65c-420a-b7a9-92b392ea02cc | chars 18488-18569 | segment 19

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