Other expenses were up due to an increase in insurance costs, including larger FDIC insurance expenses. higher professional fees, business development, travel, and marketing expenses, along with incremental expenses associated with operating an expanded franchise subsequent to the Elmira acquisition in the second quarter of 2022.

Apr 25, 2023 / CFO / receipt, needs a key / Joseph Soteras, CFO | earnings call 2023-04-25 | transcript f4d52763-b514-4cf5-b460-d88a9bbe9908 | chars 9183-9514 | segment 9