We realized good organic balance sheet growth in the quarter, as Randy outlined, and and we are pleased to see profitability improving as our prior expense management actions and continued positive operating leverage were evident in the quarter's results.

Jan 23, 2024 / receipt, needs a key / Ben Klaus, CFO | earnings call 2024-01-23 | transcript e6fe032c-7f59-4ef7-a392-c54766b46352 | chars 14192-14447 | segment 14

These gains were partially offset by a higher provision. Quarterly adjusted return on average assets was 1.04%, and adjusted return on average equity was 11.3%. We saw modest balance sheet growth primarily from the acquisition and continued our progress toward driving higher profitability through expense management in the quarter.

Oct 17, 2023 / receipt, needs a key / Ben Klaus, CFO | earnings call 2023-10-17 | transcript d74a5348-8064-41e3-ac7a-cb9235bff2b9 | chars 11528-11860 | segment 11

We were really focused on, obviously, things that are discretionary. So what are we doing in the marketing and business development space that could naturally slow down with lower asset growth? We're being very selective on training, travel, meeting costs, those sort of things, and trying to be as efficient as we possibly can. So it's really across those categories.

Jul 18, 2023 / receipt, needs a key / Randy, other | earnings call 2023-07-18 | transcript 7cbfa22c-150e-40e2-b96e-7b17a635e858 | chars 25776-26144 | segment 26

The continued reopening of our local economies and increases in national discretionary spending should provide a boost to several industries, including travel, leisure, and hospitality.

Apr 22, 2021 / receipt, needs a key / Mike Maddox, CEO | earnings call 2021-04-22 | transcript f1b7967f-04de-4388-9d9f-874712f44fc1 | chars 8161-8346 | segment 8

Disciplined expense management continues to contribute to our overall pre-tax, pre-provision profitability.

Oct 20, 2020 / receipt, needs a key / Dave, CEO | earnings call 2020-10-20 | transcript de684dcb-2b0b-4c14-a889-8a4035bfba1b | chars 15275-15382 | segment 15