our core geographic markets in the Midwest and Southwest have delivered 6% and 25% year-over-year growth rates, respectively, which includes loans acquired in the branch acquisition that closed in the fourth quarter.

Apr 27, 2026 / receipt

Our focus combined with continued improvement in all business lines, markets, and credit along with steadfast expense management, should consistently produce strong earnings amid the current economic and rate environment that we are in.

Apr 23, 2024 / receipt, needs a key / Jim Lally, CEO | earnings call 2024-04-23 | transcript 71aa786f-f1a7-42a8-8eaf-53ad03cb8549 | chars 6558-6794 | segment 6

Other expenses decreased in the quarter due to a combination of lower OREO and loan workout expenses and evidence of prudent cost controls affecting travel and entertainment expenses.

Apr 23, 2024 / receipt, needs a key / CFO, CFO | earnings call 2024-04-23 | transcript 71aa786f-f1a7-42a8-8eaf-53ad03cb8549 | chars 23762-23945 | segment 23

We will stay focused on continually improving our performance and all our business lines and markets. This combined with improved credit performance and continued steadfast expense management should consistently produce strong earnings amid the current economic and rate environment that we are in.

Jan 23, 2024 / receipt, needs a key / Jim Lally, CEO | earnings call 2024-01-23 | transcript 7740b48d-f70c-4dd8-90ee-fafaac3fa8e4 | chars 8065-8363 | segment 8

And some of these are just behavior driven, you know, the credit card business, for example. we're starting to see some positive improvement there, but we have some muted volumes because businesses aren't traveling and spending as much.

Jan 26, 2021 / receipt, needs a key / Keen, other | earnings call 2021-01-26 | transcript aa06a439-35d2-4298-bdd0-a7380d504773 | chars 28806-29042 | segment 28

Based on that evaluation, the CEO and CFO concluded the Company’s disclosure controls and procedures were effective as of June 30, 2026 to provide reasonable assurance of the achievement of the objectives described above.

filing / Jul 31, 2026 / receipt

Based on that evaluation, the CEO and CFO concluded the Company’s disclosure controls and procedures were effective as of March 31, 2026 to provide reasonable assurance of the achievement of the objectives described above.

filing / May 1, 2026 / receipt

Leverage investment in sales associates

ir_statement / Sep 16, 2026 / receipt

Leverage Technology to Enhance Productivity and Efficiency

ir_statement / Sep 16, 2026 / receipt

Completed branch acquisition of 10 branches in Arizona and two branches in Kansas

ir_statement / Sep 16, 2026 / receipt

Focus on process excellence, automation, and scale

ir_statement / Sep 16, 2026 / receipt

Relentless cost discipline

ir_statement / Sep 16, 2026 / receipt

41 Producers Opportunistically Hired: Adds Density and Capability in Focus Geographies

ir_statement / Sep 16, 2026 / receipt

Acquisition of twelve branches in Arizona and Kansas completed in October 2025.

ir_statement / Sep 16, 2026 / receipt

Criteria For Potential Future M&A • Quality deposit portfolios • Differentiated specialty businesses • Selective, disciplined approach

ir_statement / Sep 16, 2026 / receipt

Strategically enhanced geographic diversification and product lines through select M&A transactions

ir_statement / Sep 16, 2026 / receipt

Driving efficiency

ir_statement / Sep 16, 2026 / receipt