First Keystone Corp.
- FKYS · OTC
- State Commercial Banks
- Berwick, PA
- 210 employees
- CIK 0000737875
Updated from SEC filings through
Top things to know
Executives
- Jack W. Jones President and Chief Executive Officer 10-K, 2026-03-30
- Stacy L. Gordner Chief Financial Officer 10-K, 2026-03-30
- Stacy Lynn Gordner SVP & CFO 5, 2026-02-05
- Michelle M. Karas SVP & COO 4, 2026-05-27
- Mark James McDonald SVP & COO 5, 2026-02-05
- Robert Alvin Bull Chairman 5, 2026-02-05
First Keystone Corp is a U.S. public company in state commercial banks (SIC 6022), headquartered in Berwick, PA. It trades as FKYS on OTC. Revenue was $77.2M in the fiscal year ending December 31, 2025, +8.1% from the year before. It reported about 210 employees. Jack W. Jones is President and Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $77.2M 10-K, 2026-03-30 | $71.4M 10-K, 2026-03-30 | $57.0M 10-K, 2025-03-26 | $46.4M 10-K, 2024-03-29 | $42.0M 10-K, 2023-03-15 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $6.2M 10-K, 2026-03-30 | -$13.2M 10-K, 2026-03-30 | $5.6M 10-K, 2025-03-26 | $14.0M 10-K, 2024-03-29 | $14.7M 10-K, 2023-03-15 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Jack W. Jones | President and Chief Executive Officer | 10-K, 2026-03-30 |
| Stacy L. Gordner | Chief Financial Officer | 10-K, 2026-03-30 |
| Stacy Lynn Gordner | SVP & CFO | 5, 2026-02-05 |
| Michelle M. Karas | SVP & COO | 4, 2026-05-27 |
| Mark James McDonald | SVP & COO | 5, 2026-02-05 |
| Robert Alvin Bull | Chairman | 5, 2026-02-05 |
| John E. Arndt | Vice Chairman/Director | 10-K, 2026-03-30 |
| Robert A. Bull | Chairman/Director | 10-K, 2026-03-30 |
| D. Matthew Bower | Director | 10-K, 2026-03-30 |
| David R. Saracino | Secretary/Director | 10-K, 2026-03-30 |
| Elaine A. Woodland | Director | 10-K, 2026-03-30 |
| Michael L. Jezewski | Director | 10-K, 2026-03-30 |
| Nancy J. Marr | Director | 10-K, 2026-03-30 |
| Whitney B. Holloway | Director | 10-K, 2026-03-30 |
| William E. Rinehart | Director | 10-K, 2026-03-30 |
What First Keystone Corp does
First Keystone Corporation (the “Corporation”) is a Pennsylvania business corporation, and a bank holding company, registered with and supervised by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The Corporation was incorporated on July 6, 1983, and commenced operations on July 2, 1984, upon consummation of the acquisition of all of the outstanding stock of First National Bank of Berwick (the predecessor to First Keystone Community Bank).
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 6.3 million (as of August 5, 2026) | 10-Q, August 6, 2026 |
|---|---|---|
| Public float | $84.8M (as of June 30, 2025) | 10-K, March 30, 2026 |
| Reportable segments | 1 (period ending December 31, 2025) | 10-K, March 30, 2026 |
| Latest proxy statement | Meeting May 21, 2026 (filed April 8, 2026) | DEF 14A, April 8, 2026 |
| Auditor | Baker Tilly US, LLP (Milwaukee, Wisconsin) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| June 23, 2026 | Donald Matthew Bower Director | Buy | 4,275 | $76K | Form 4, June 23, 2026 |
| May 28, 2026 | Donald Matthew Bower Director | Buy | 1,000 | $18K | Form 4, May 28, 2026 |
| May 27, 2026 | Michael L. Jezewski Director | Buy | 548 | $10K | Form 4, May 28, 2026 |
| May 26, 2026 | Michelle M. Karas SVP & COO | Buy | 635 | $12K | Form 4, May 27, 2026 |
| December 30, 2025 | Jack W. Jones President & CEO | Buy | 1,400 | $26K | Form 4, December 30, 2025 |
| September 12, 2025 | Michael L. Jezewski Director | Buy | 104 | $2K | Form 4, September 16, 2025 |
| August 21, 2025 | Michelle M. Karas SVP & COO | Buy | 200 | $4K | Form 4, August 22, 2025 |
Recent 8-K events
- 8-K filed 2026-11-02
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-10-01
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-28
- Item 8.01 Other events
- 8-K filed 2026-08-27
- Item 8.01 Other events
- 8-K filed 2026-08-03
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-05-28
- Item 8.01 Other events
- 8-K filed 2026-05-26
- Item 5.07 Submission of matters to a vote of security holders
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-05-01
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-03-04
- Item 8.01 Other events
- 8-K filed 2026-01-30
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about First Keystone Corp
- What does First Keystone Corp do?
- In its own words, from Item 1 of its 10-K: "First Keystone Corporation (the “Corporation”) is a Pennsylvania business corporation, and a bank holding company, registered with and supervised by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The Corporation was incorporated on July 6, 1983, and commenced operations on July 2, 1984, upon consummation of the acquisition of all of the outstanding stock of First National Bank of Berwick (the predecessor to First Keystone Community Bank)."
- What is First Keystone Corp's revenue?
- $77.2M for the fiscal year ending December 31, 2025, from its 10-K filed March 30, 2026.
- Is First Keystone Corp profitable?
- First Keystone Corp reported net income of $6.2M for the fiscal year ending December 31, 2025.
- How many employees does First Keystone Corp have?
- About 210 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of First Keystone Corp?
- Jack W. Jones, President and Chief Executive Officer, as named in a 10-K filed March 30, 2026.
- Who is the CFO of First Keystone Corp?
- Stacy L. Gordner, Chief Financial Officer, as named in a 10-K filed March 30, 2026.
- Where is First Keystone Corp headquartered?
- Berwick, PA.
- What is First Keystone Corp's stock ticker?
- FKYS on OTC.
- What industry is First Keystone Corp in?
- State Commercial Banks, SIC code 6022.
- What is First Keystone Corp's website?
- firstkeystonecorp.fkc.bank.
- When does First Keystone Corp report earnings next?
- January 31, 2027. Source: estimate_8k_pattern.
- Is First Keystone Corp a public company?
- Yes. First Keystone Corp files with the SEC under CIK 0000737875 and trades as FKYS.
- Who audits First Keystone Corp?
- Baker Tilly US, LLP, Milwaukee, Wisconsin, as named in its latest annual report (10-K).
- How many shares of First Keystone Corp are outstanding?
- 6.3 million shares as of August 5, 2026, from its 10-Q filed August 6, 2026.
- What is First Keystone Corp's public float?
- $84.8M as of June 30, 2025, as reported on the cover of its 10-K filed March 30, 2026.
- How many business segments does First Keystone Corp report?
- 1 reportable segment for the period ending December 31, 2025, from its 10-K filed March 30, 2026.
- When is First Keystone Corp's annual shareholder meeting?
- May 21, 2026, per its proxy statement (DEF 14A) filed April 8, 2026.
- Have First Keystone Corp insiders traded stock recently?
- Since August 21, 2025, officers and directors reported 0 open-market sales and 7 purchases worth about $147K on Forms 4 and 5. The most recent: Donald Matthew Bower (Director) bought 4,275 shares on June 23, 2026.