Strong revenue growth along with disciplined expense management resulted in overall pre-tax pre-provision earnings of $84.6 million, increasing $5.9 million over prior quarter and generating 2% positive operating leverage.

Jul 23, 2026 / receipt, needs a key / Michele Kawiecki, Chief Financial Officer | earnings call 2026-07-23 | transcript 071dce02-b9d6-478d-b57e-149a3f2e67ef | chars 6133-6355 | segment 6

Yeah, our expense levels have been really well managed this year, and I think we'll continue to manage them well through the back half of the year. There may be a very modest increase in expenses in Q3, Q4, I would say maybe 1% to 2% as we refine our incentive accruals and carry out some of our marketing initiatives, things like that, but the levels of expense management are going to continue.

Jul 24, 2025 / receipt, needs a key / Michelle, CFO | earnings call 2025-07-24 | transcript ef418b8b-90ea-4177-a89c-f3f00af2a284 | chars 29668-30064 | segment 30

Other expense increased $3.1 million primarily due to the write-down of a held-for-sale building, increased travel costs and other miscellaneous expenses.

filing / Jul 31, 2026 / receipt

Goodwill primarily represents the expected synergies from combining First Savings’ operations with the Corporation’s existing franchise, including anticipated cost savings, revenue enhancement opportunities, and the value of the assembled workforce, none of which qualify for separate recognition under GAAP.

filing / Jul 31, 2026 / receipt

and the settlement or extinguishment of liabilities determined to have no continuing economic benefit to the combined company, as well as other transaction‑related items, including change‑in‑control payments, severance costs, legal and investment banking fees, and accelerated equity compensation expense associated with restricted stock awards and stock options.

filing / Jul 31, 2026 / receipt

The Corporation's other liabilities increased $5.0 million as of March 31, 2026, compared to December 31, 2025, primarily due to $13.8 million of assumed liabilities and $4.0 million of employee severance costs related to the First Savings acquisition, as well as a $5.6 million lease liability for the new Michigan headquarters.

filing / May 1, 2026 / receipt

Goodwill primarily represents the expected synergies from combining First Savings’ operations with the Corporation’s existing franchise, including anticipated cost savings, revenue enhancement opportunities, and the value of the assembled workforce, none of which qualify for separate recognition under GAAP.

filing / May 1, 2026 / receipt

and the settlement or extinguishment of liabilities determined to have no continuing economic benefit to the combined company, as well as other transaction‑related items, including change‑in‑control payments, severance costs, legal and investment banking fees, and accelerated equity compensation expense associated with restricted stock awards and stock options.

filing / May 1, 2026 / receipt