First Northern Community Bancorp.
- FNRN · Nasdaq
- Savings Institution, Federally Chartered
- Dixon, CA
- 204 employees
- CIK 0001114927
Updated from SEC filings through
Top things to know
Executives
- Jeremiah Smith President and Chief Executive Officer 8-K, 2026-10-29
- Jeremiah Zachary Smith President/CEO/Director 4, 2026-05-18
- Kevin Spink EVP/Chief Financial Officer 4, 2026-05-06
- Brett Hamilton EVP/Chief Credit Officer 4, 2026-02-19
- Charles Cochran EVP/Chief Cmrcl Banking Oficer 4, 2026-02-19
- Duane Swizer EVP/Chief Information Officer 4, 2026-02-19
What leadership is saying
“First Northern continued strong momentum during the third quarter, highlighted by accelerating loan growth and solid deposit generation. Total loans increased $41.1 million during the quarter, representing an annualized growth rate of 14.7% for the three months ended September 30, 2026, compared to a 10.5% annualized growth rate for the nine months ended September 30, 2026. Total deposits increased $68.6 million during the quarter, representing an annualized growth rate of 16”
Earnings press release (8-K Ex. 99.1), filed October 29, 2026
First Northern Community Bancorp is a U.S. public company in savings institution, federally chartered (SIC 6035), headquartered in Dixon, CA. It trades as FNRN on Nasdaq. Revenue was $82.3M in the fiscal year ending December 31, 2025, +4.6% from the year before. It reported about 204 employees. Jeremiah Smith is President and Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $82.3M 10-K, 2026-03-13 | $78.7M 10-K, 2026-03-13 | $74.1M 10-K, 2025-03-07 | $55.9M 10-K, 2024-03-11 | $47.2M 10-K, 2023-03-10 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $21.1M 10-K, 2026-03-13 | $20.0M 10-K, 2026-03-13 | $21.6M 10-K, 2025-03-07 | $15.9M 10-K, 2024-03-11 | $14.2M 10-K, 2023-03-10 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Jeremiah Smith Senior EVP/ Chief Operating Officer at First Northern Bank | President and Chief Executive Officer | 8-K, 2026-10-29 |
| Jeremiah Zachary Smith | President/CEO/Director | 4, 2026-05-18 |
| Kevin Spink Chief Financial Officer at First Northern Bank | EVP/Chief Financial Officer | 4, 2026-05-06 |
| Brett Hamilton EVP / Chief Credit Officer | EVP/Chief Credit Officer | 4, 2026-02-19 |
| Charles Cochran Executive Vice President | Chief Commercial Banking Officer | EVP/Chief Cmrcl Banking Oficer | 4, 2026-02-19 |
| Duane Swizer | EVP/Chief Information Officer | 4, 2026-02-19 |
| Richard M. Martinez | Director and Vice Chairman of the Board | 10-K, 2026-03-13 |
| Sean P. Quinn | Director and Chairman of the Board | 10-K, 2026-03-13 |
| Barbara Hayes | Director | 10-K, 2026-03-13 |
| Gregory DuPratt | Director | 10-K, 2026-03-13 |
| Jean-Luc Servat | Director | 10-K, 2026-03-13 |
| John M. Carbahal | Director | 10-K, 2026-03-13 |
| Louise A. Walker | Director | 10-K, 2026-03-13 |
| Mark C. Schulze | Director | 10-K, 2026-03-13 |
| Patrick R. Brady | Director | 10-K, 2026-03-13 |
| Richard A. Bedoya | Director | 10-K, 2026-03-13 |
What First Northern Community Bancorp does
First Northern Community Bancorp (the “Company”) is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). Its legal headquarters and principal administrative offices are located at 195 N. First Street, Dixon, CA 95620 and its telephone number is (707) 678-3041.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 16.3 million (as of November 2, 2026) | 10-Q, November 6, 2026 |
|---|---|---|
| Public float | $139M (as of June 30, 2025) | 10-K, March 13, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 6, 2026 |
| Latest proxy statement | Meeting May 19, 2026 (filed April 9, 2026) | DEF 14A, April 9, 2026 |
| Auditor | Baker Tilly Us, LLP (Sacramento, California) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 4, 2026 | Mark C. Schulze Director | Sale | 2,500 | $44K | Form 4, November 5, 2026 |
| August 13, 2026 | Richard M. Martinez Director | Sale | 2,000 | $35K | Form 4, August 14, 2026 |
| August 12, 2026 | Jean-Luc Servat Director | Buy | 1,000 | $17K | Form 4, August 12, 2026 |
| August 11, 2026 | Mark C. Schulze Director | Sale | 6,368 | $109K | Form 4, August 12, 2026 |
| August 6, 2026 | Mark C. Schulze Director | Sale | 400 | $7K | Form 4, August 11, 2026 |
| August 6, 2026 | Jean-Luc Servat Director | Buy | 1,000 | $18K | Form 4, August 7, 2026 |
| August 5, 2026 | Mark C. Schulze Director | Sale | 3,232 | $59K | Form 4, August 6, 2026 |
| May 15, 2026 | Jeremiah Zachary Smith President/CEO/Director | Sale | 6,783 | $120K | Form 4, May 18, 2026 |
Recent 8-K events
- 8-K filed 2026-10-30
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-30
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-05-26
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-04-30
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-04-22
- Item 8.01 Other events
- 8-K filed 2026-03-31
- Item 7.01 Regulation FD disclosure
- Item 8.01 Other events
- 8-K filed 2026-03-24
- Item 8.01 Other events
- 8-K filed 2026-01-30
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- Item 8.01 Other events
- 8-K filed 2026-01-27
- Item 5.02 Departure or appointment of directors or officers; compensation
- 8-K filed 2026-01-27
- Item 5.03 Amendments to articles or bylaws; change in fiscal year
Frequently asked questions about First Northern Community Bancorp
- What does First Northern Community Bancorp do?
- In its own words, from Item 1 of its 10-K: "First Northern Community Bancorp (the “Company”) is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). Its legal headquarters and principal administrative offices are located at 195 N. First Street, Dixon, CA 95620 and its telephone number is (707) 678-3041."
- What is First Northern Community Bancorp's revenue?
- $82.3M for the fiscal year ending December 31, 2025, from its 10-K filed March 13, 2026.
- Is First Northern Community Bancorp profitable?
- First Northern Community Bancorp reported net income of $21.1M for the fiscal year ending December 31, 2025.
- How many employees does First Northern Community Bancorp have?
- About 204 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of First Northern Community Bancorp?
- Jeremiah Smith, President and Chief Executive Officer, as named in a 8-K filed October 29, 2026.
- Who is the CFO of First Northern Community Bancorp?
- Kevin Spink, EVP/Chief Financial Officer, as named in a 4 filed May 6, 2026.
- Where is First Northern Community Bancorp headquartered?
- Dixon, CA.
- What is First Northern Community Bancorp's stock ticker?
- FNRN on Nasdaq.
- What industry is First Northern Community Bancorp in?
- Savings Institution, Federally Chartered, SIC code 6035.
- What is First Northern Community Bancorp's website?
- thatsmybank.com. Investor relations: https://investors.thefirst.com/overview/default.aspx.
- When does First Northern Community Bancorp report earnings next?
- January 28, 2027. Source: estimate_8k_pattern.
- Is First Northern Community Bancorp a public company?
- Yes. First Northern Community Bancorp files with the SEC under CIK 0001114927 and trades as FNRN.
- Who audits First Northern Community Bancorp?
- Baker Tilly Us, LLP, Sacramento, California, as named in its latest annual report (10-K).
- How many shares of First Northern Community Bancorp are outstanding?
- 16.3 million shares as of November 2, 2026, from its 10-Q filed November 6, 2026.
- What is First Northern Community Bancorp's public float?
- $139M as of June 30, 2025, as reported on the cover of its 10-K filed March 13, 2026.
- How many business segments does First Northern Community Bancorp report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 6, 2026.
- When is First Northern Community Bancorp's annual shareholder meeting?
- May 19, 2026, per its proxy statement (DEF 14A) filed April 9, 2026.
- Have First Northern Community Bancorp insiders traded stock recently?
- Since August 7, 2025, officers and directors reported 9 open-market sales worth about $605K and 7 purchases worth about $124K on Forms 4 and 5. The most recent: Mark C. Schulze (Director) sold 2,500 shares on November 4, 2026.