Fold Holdings, Inc.
- FLD ยท Nasdaq
- Finance Services
- Phoenix, AZ
- 40 employees
- CIK 0001889123
Updated from SEC filings through
Top things to know
Executives
- William Brian Poppic Reeves Chief Executive Officer 4, 2026-09-03
- Wolfe Repass Chief Financial Officer 4, 2026-09-03
- Thomas J. Dickman Chief Technology Officer 4, 2026-09-03
- Matt McManus Chief Operating Officer 4, 2026-07-23
What leadership is saying
“Fold enters the second half of the year with a stronger balance sheet, a growing Credit Card program, expanded banking and distribution capabilities, and much of the infrastructure needed to support our next generation of products”
Earnings press release (8-K Ex. 99.1), filed August 11, 2026
Fold Holdings, Inc. is a U.S. public company in finance services (SIC 6199), headquartered in Phoenix, AZ. It trades as FLD on Nasdaq. Revenue was $31.8M in the fiscal year ending December 31, 2025, +33.9% from the year before. It reported about 40 employees. William Brian Poppic Reeves is Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $31.8M 10-K, 2026-03-17 | $23.8M 10-K, 2026-03-17 | Not on file | Not on file |
| Operating income | Not on file | -$2.9M 10-K, 2025-03-28 | -$3.7M 10-K, 2025-03-28 | -$1.8M 10-K, 2024-03-26 |
| SG&A | Not on file | $2.9M 10-K, 2025-03-28 | $3.7M 10-K, 2025-03-28 | Not on file |
| Net income | -$69.6M 10-K, 2026-03-17 | -$65.1M 10-K, 2026-03-17 | $4.4M 10-K, 2025-03-28 | $1.1M 10-K, 2024-03-26 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| William Brian Poppic Reeves | Chief Executive Officer | 4, 2026-09-03 |
| Wolfe Repass | Chief Financial Officer | 4, 2026-09-03 |
| Thomas J. Dickman | Chief Technology Officer | 4, 2026-09-03 |
| Matt McManus | Chief Operating Officer | 4, 2026-07-23 |
What Fold Holdings, Inc. does
Founded in 2019, Fold is a bitcoin-focused financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Fold was formed to build a modern financial services platform that allows consumers to accumulate, save, and use bitcoin in connection with their everyday financial lives and long-term planning.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 55.1 million (as of August 9, 2026) | 10-Q, August 11, 2026 |
|---|---|---|
| Public float | $111M (as of June 30, 2025) | 10-K, March 17, 2026 |
| Reportable segments | 1 (period ending June 30, 2026) | S-1, September 18, 2026 |
| Latest proxy statement | Meeting October 22, 2026 (filed September 14, 2026) | DEF 14A, September 14, 2026 |
| Auditor | CBIZ CPAs P.C. (New York, NY) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 2, 2026 | Wolfe Repass Chief Financial Officer | Sale | 1,157 | $638.664 | Form 4, November 3, 2026 |
| November 2, 2026 | William Brian Poppic Reeves Chief Executive Officer | Sale | 4,572 | $3K | Form 4, November 3, 2026 |
| November 2, 2026 | Thomas J. Dickman Chief Technology Officer | Sale | 6 | $3.312 | Form 4, November 3, 2026 |
| October 22, 2026 | Matt McManus Chief Operating Officer | Sale | 2,347 | $1K | Form 4, October 23, 2026 |
| October 2, 2026 | Wolfe Repass Chief Financial Officer | Sale | 1,231 | $652.43 | Form 4, October 5, 2026 |
| October 2, 2026 | William Brian Poppic Reeves Chief Executive Officer | Sale | 5,304 | $3K | Form 4, October 5, 2026 |
| October 2, 2026 | Thomas J. Dickman Chief Technology Officer | Sale | 6 | $3.18 | Form 4, October 5, 2026 |
| September 11, 2026 | Bracebridge H. Young Jr Director | Buy | 20,000 | $11K | Form 4, September 11, 2026 |
Recent 8-K events
- 8-K filed 2026-10-26
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-09-08
- Item 1.01 Entry into a material definitive agreement
- Item 3.02 Unregistered sales of equity securities
- 8-K filed 2026-09-02
- Item 1.02 Termination of a material definitive agreement
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-11
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-08-06
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-17
- Item 3.01 Notice of delisting or failure to meet listing standards
- 8-K filed 2026-06-10
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-05-27
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-05-20
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2026-05-12
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
Frequently asked questions about Fold Holdings, Inc.
- What does Fold Holdings, Inc. do?
- In its own words, from Item 1 of its 10-K: "Founded in 2019, Fold is a bitcoin-focused financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Fold was formed to build a modern financial services platform that allows consumers to accumulate, save, and use bitcoin in connection with their everyday financial lives and long-term planning."
- What is Fold Holdings, Inc.'s revenue?
- $31.8M for the fiscal year ending December 31, 2025, from its 10-K filed March 17, 2026.
- Is Fold Holdings, Inc. profitable?
- Fold Holdings, Inc. reported net income of -$69.6M for the fiscal year ending December 31, 2025.
- How many employees does Fold Holdings, Inc. have?
- About 40 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Fold Holdings, Inc.?
- William Brian Poppic Reeves, Chief Executive Officer, as named in a 4 filed September 3, 2026.
- Who is the CFO of Fold Holdings, Inc.?
- Wolfe Repass, Chief Financial Officer, as named in a 4 filed September 3, 2026.
- Where is Fold Holdings, Inc. headquartered?
- Phoenix, AZ.
- What is Fold Holdings, Inc.'s stock ticker?
- FLD, FLDDW on Nasdaq.
- What industry is Fold Holdings, Inc. in?
- Finance Services, SIC code 6199.
- What is Fold Holdings, Inc.'s website?
- foldapp.com. Investor relations: https://investor.foldapp.com/.
- When does Fold Holdings, Inc. report earnings next?
- November 10, 2026 at 16:30. Source: pg_future_events.
- Is Fold Holdings, Inc. a public company?
- Yes. Fold Holdings, Inc. files with the SEC under CIK 0001889123 and trades as FLD.
- Who audits Fold Holdings, Inc.?
- CBIZ CPAs P.C., New York, NY, as named in its latest annual report (10-K).
- How many shares of Fold Holdings, Inc. are outstanding?
- 55.1 million shares as of August 9, 2026, from its 10-Q filed August 11, 2026.
- What is Fold Holdings, Inc.'s public float?
- $111M as of June 30, 2025, as reported on the cover of its 10-K filed March 17, 2026.
- How many business segments does Fold Holdings, Inc. report?
- 1 reportable segment for the period ending June 30, 2026, from its S-1 filed September 18, 2026.
- When is Fold Holdings, Inc.'s annual shareholder meeting?
- October 22, 2026, per its proxy statement (DEF 14A) filed September 14, 2026.
- Have Fold Holdings, Inc. insiders traded stock recently?
- Since August 19, 2025, officers and directors reported 50 open-market sales worth about $313K and 7 purchases worth about $180K on Forms 4 and 5. The most recent: Wolfe Repass (Chief Financial Officer) sold 1,157 shares on November 2, 2026.