And then, Chris, the second question, I know we've chatted about this before on conference calls, but a fairly large TPA out there talked about medical cost inflation and workers' comp of 7% to 9% is what they're seeing in their business right now. Is that what you're seeing?

Oct 27, 2023 / receipt, needs a key / Chris Swift, CEO | earnings call 2023-10-27 | transcript 90ae4d4b-fc63-4a67-a361-2bf103044781 | chars 19363-19639 | segment 20

This is primarily due to an increase in fee income and lower administrative expenses including a reduction in state income taxes and travel expenses.

Feb 5, 2021 / receipt, needs a key / Beth, CFO | earnings call 2021-02-05 | transcript 75ef2c83-8421-441d-b42c-60dd629e0e01 | chars 25743-25892 | segment 26

First, reduced travel and incentive compensation are contributors this year.

Oct 30, 2020 / receipt, needs a key / Doug, CEO | earnings call 2020-10-30 | transcript c1bb2529-fc9e-4315-b8a8-72e99b813619 | chars 13149-13225 | segment 13

The commercial line's underlying combined ratio was 102.9%, increasing 9.7 points over prior year including 11.1 points for covid charges the remaining variance was primarily due to a lower expense ratio from reduced travel and incentive compensation costs and some modest early wins from our transformation program and improved inland marine losses from a year ago as a pivot to pricing the industry continues to achieve much needed pricing gains as another positive quarter contributes to a strong six months This is particularly evident in auto, specialty, and excess casualty lines.

Jul 31, 2020 / receipt, needs a key / Doug, other | earnings call 2020-07-31 | transcript 4a9ab3f4-ce0a-40f2-8698-49b91351f523 | chars 17799-18385 | segment 17

Outside Claims Representative - CAT | {"ats": "workday", "city": null, "state": null, "job_id": "/job/Colorado-Remote/Outside-Claims-Representative---CAT_R2626314", "remote": true, "category": "other"

company_statement / Sep 16, 2026 / receipt

IND Platform & Agentic AI Engineer

company_statement / Sep 16, 2026 / receipt

IND Platform & Agentic AI Engineer | {"ats": "workday", "city": null, "state": null, "job_id": "/job/India-GCC-Puppalaguda-Village/IND-Platform---Agentic-AI-Engineer_R2626547", "remote": false, "categ

company_statement / Sep 16, 2026 / receipt

OpenText Exstream - Senior Engineer | {"ats": "workday", "city": null, "state": null, "job_id": "/job/India-GCC-Puppalaguda-Village/OpenText-Exstream----Senior-Engineer_R2625680", "remote": false, "c

company_statement / Sep 16, 2026 / receipt

Senior Scrum Master | {"ats": "workday", "city": null, "state": null, "job_id": "/job/India-GCC-Puppalaguda-Village/Senior-Scrum-Master_R2625846", "remote": false, "category": "other", "function": "ot

company_statement / Sep 16, 2026 / receipt

Senior Software Engineer/AI

company_statement / Sep 16, 2026 / receipt

Senior Software Engineer/AI | {"ats": "workday", "city": null, "state": null, "job_id": "/job/India-GCC-Puppalaguda-Village/Senior-Software-Engineer-AI_R2627089", "remote": false, "category": "other",

company_statement / Sep 16, 2026 / receipt

Staff Engineer - Infrastructure | {"ats": "workday", "city": null, "state": null, "job_id": "/job/India-GCC-Puppalaguda-Village/Staff-Engineer---Infrastructure_R2627090", "remote": false, "category":

company_statement / Sep 16, 2026 / receipt

Senior Staff Software Engineer - Hybrid | {"ats": "workday", "city": null, "state": null, "job_id": "/job/Charlotte-NC/Senior-Staff-Software-Engineer---Hybrid_R2627051", "remote": false, "category": "

company_statement / Sep 15, 2026 / receipt

Field Risk Engineering Consultant-DFW | {"ats": "workday", "city": "Frisco", "state": "TX", "job_id": "/job/Frisco-TX/Field-Risk-Engineering-Consultant-DFW_R2627021-1", "remote": false, "category": "o

company_statement / Sep 15, 2026 / receipt

Personal Insurance State Product Analyst | {"ats": "workday", "city": null, "state": null, "job_id": "/job/Hartford-CT/Personal-Insurance-State-Product-Analyst_R2627055", "remote": false, "category":

company_statement / Sep 15, 2026 / receipt

Office Team Leader- Staff Legal | {"ats": "workday", "city": "Hartford", "state": "CT", "job_id": "/job/Hartford-CT/Team-Leader-Operations_R2626733", "remote": false, "category": "other", "function":

company_statement / Sep 15, 2026 / receipt