These costs included $15.9 million and $19.9 million of restructuring charges to achieve operational and organizational efficiencies for the three and six months ended June 30, 2026, respectively.

filing / Aug 5, 2026 / receipt

Focused on expanding with existing small-business customer base and disciplined underwriting

ir_statement / Sep 16, 2026 / receipt

Policies In-Force (000s) 165 150 10.0%

ir_statement / Sep 16, 2026 / receipt

Modernizing Life distribution to grow new business and improve persistency

ir_statement / Sep 16, 2026 / receipt

Net Operating Income improvement driven by expense management and favorable lapse and mortality

ir_statement / Sep 16, 2026 / receipt

Includes $3.1 million after-tax restructuring charge to generate $30+ million pre-tax in annual run-rate savings

ir_statement / Sep 16, 2026 / receipt

In the third quarter of 2025, a restructuring program was launched to achieve operational and organizational efficiencies.

ir_statement / Sep 16, 2026 / receipt

The Company will continue to evaluate additional efficiency opportunities through 2027.

ir_statement / Sep 16, 2026 / receipt

Implementing further expense and efficiency initiatives with additional $30+ million of run-rate savings identified, totaling $60+ million since inception

ir_statement / Sep 16, 2026 / receipt

Focused on creating efficiencies in organizational design and process improvements

ir_statement / Sep 16, 2026 / receipt

Identified cumulative run-rate savings of $60+ million since inception

ir_statement / Sep 16, 2026 / receipt

New auto product expansion went live in Florida and approved for rollout in Texas

ir_statement / Sep 16, 2026 / receipt