Future Factors include, among others, difficulties and delays in the ongoing integration of Mercantile Bank and Eastern Michigan Bank and achieving anticipated synergies, cost savings and other benefits from the transaction; our ability to obtain timely regulatory approval for the consolidation of Eastern Michigan Bank into Mercantile Bank; our ability to successfully complete and integrate our core processing system

filing / Jul 31, 2026 / receipt

Based on that evaluation, our management, including our Chief Executive Officer and Chief Financial Officer, concluded that our disclosure controls and procedures were effective as of June 30, 2026.

filing / Jul 31, 2026 / receipt

Based on that evaluation, our management, including our Chief Executive Officer and Chief Financial Officer, concluded that our disclosure controls and procedures were effective as of March 31, 2026.

filing / May 1, 2026 / receipt

Additional increase driven by core conversion and EMB acquisition

ir_statement / Sep 17, 2026 / receipt

Increase in salary and benefit costs commensurate with asset growth

ir_statement / Sep 17, 2026 / receipt

Deploy data analytics and robotic process automation

ir_statement / Sep 17, 2026 / receipt

Deploy new and upgraded software

ir_statement / Sep 17, 2026 / receipt

Explore use cases for artificial intelligence deployment

ir_statement / Sep 17, 2026 / receipt

Pursue process efficiency in all functional areas

ir_statement / Sep 17, 2026 / receipt

Additional 2Q26 costs driven by core conversion

ir_statement / Sep 17, 2026 / receipt

Data processing costs (+28%)

ir_statement / Sep 17, 2026 / receipt

Increase in salary and benefit costs commensurate with organic asset growth and the acquisition of EMB

ir_statement / Sep 17, 2026 / receipt